Annual Fee: $95
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.
The Chase Aeroplan Credit Card is a great choice if you frequently fly with Air Canada and are part of the Aeroplan loyalty program. It comes with some unique benefits and rewards tailored to Air Canada, making it super valuable for those who want to up their travel game with the airline.
[.redeem] 3x [.redeem] per $1 for each dollar spent at grocery stores
[.redeem] 3x [.redeem] per $1 for each dollar spent on dining at restaurants including takeout and eligible delivery services
[.redeem] 3x [.redeem] per $1 spent on purchases made directly with Air Canada
[.redeem] 1x [.redeem] per $1 on everyday purchases
🏆 Best for Frequent United flyers
$0 intro annual fee the first year, then $150
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
Read our full methodology for more information.
If you're an Air Canada fan (or just travel across the Star Alliance network), the Aeroplan Card should be on your radar. It usually offers a pretty generous welcome offer, has great rates on dining and groceries, comes with the ability to earn automatic elite status, and more.
Plus, Aeroplan points are just great to have at your disposal. They're good for Air Canada flights and for booking with partners like United, Lufthansa, and Singapore Airlines. And, that first free checked bag for up to eight people on the same reservation? Sold. This card for sure pays for itself, especially if you're looking to use points for top-tier award redemptions.
[.pro] Aeroplan points are highly valuable, with access to tons of airline partners [.pro]
[.pro] New cardholders get automatic Aeroplan 25K elite status, with upgrades and perks [.pro]
[.pro] No foreign transaction fees [.pro]
[.con] Not ideal if you never fly Star Alliance airlines [.con]
[.con] Aeroplan has dynamic award pricing, so keep that in mind [.con]
[.redeem] 3x [.redeem] per $1 for each dollar spent at grocery stores
[.redeem] 3x [.redeem] per $1 for each dollar spent on dining at restaurants including takeout and eligible delivery services
[.redeem] 3x [.redeem] per $1 spent on purchases made directly with Air Canada
[.redeem] 1x [.redeem] per $1 on everyday purchases
[.dontreco] We don't recommend: Redeeming for gift cards or merch [.dontreco]
You can use your points for gift cards or "stuff" but you'll rarely get more than one cent per point. So, flights are pretty much always the move.
[.sometimesreco] We sometimes recommend: Using Pay Yourself Back [.sometimesreco]
Aeroplan's Pay Yourself Back tool lets you wipe travel, dining, or grocery purchases (even your annual fee) from your statement. It's flexible, but it's generally less valuable than booking flights outright.
[.alwaysreco] We always recommend: Using Aeroplan points for flights [.alwaysreco]
Aeroplan has a crazy good selection of partners. Whether you're flying Lufthansa first class over to Europe or just flying Air Canada more locally, Aeroplan points have some serious sweet spots. Dynamic pricing is something to be aware of, but you can still snag cheap seats for fewer points than you'd think.
If airport lounges are your happy place, this is a great card to pair with your Aeroplan Card. The Venture X comes with Priority Pass SelectTM membership (after enrollment) and unlimited visits to Capital One Lounges, something the Aeroplan card doesn’t offer. It also earns miles on every purchase, and since you can transfer Capital One miles directly to Aeroplan at a 1:1 rate, you’re basically doubling your ability to rack up points for flights.
The Chase Sapphire Preferred is a great sidekick to the Aeroplan Card because it earns glorious Chase Ultimate Rewards points that you can transfer 1:1 to Air Canada Aeroplan. That means you can pool points from two completely different cards to book the same award tickets, which is a massive advantage when you're topping off for a big redemption.
If you're idea of a good time involves flights to Japan, Paris, Cape Town, and so on, this card if a great option for you. Aeroplan points can unlock some serious flights with over 45 partners like United, Singapore, and Lufthansa (to name a few). And with no foreign transaction fees, you can swipe on your trips worry-free.
My grocery bill only seems to climb these days. But honestly? I eat out a ton, too. 🫠 If you spend big on groceries and dining, the Aeroplan card will pay you back well (in points). Plus, you're looking at an extra 500 bonus points for every $2,000 you spend in a month, so that everyday spending racks up rewards quickly.
Taking the whole crew on a trip? Air Canada flights become way more affordable with this card if your wallet. You and up to eight people on the same reservation will get a free first checked bag, which is a nice little perk. And, with automatic Aeroplan 25k status, you'll be first in line for upgrades and priority check-in.
If you don't have solid credit or you're unlikely to fly Star Alliance or Air Canada, you might not see great value here. And, if you can't commit to paying off your statement in full, we'd recommend skipping travel cards altogether. With great miles and points fun comes great responsibility!
The recommended credit score for the Aeroplan Card is good to excellent. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. It's common to be rejected on your first application. Not to worry — just call Chase and plead your case. It's always worth a shot!