Advertiser Disclosure

Platinum Secured Credit Card from Capital One

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Rates and Fees

Annual Fee: $0

Bonus Miles
Recommended Credit
Limited or No Credit History
Current Offer

This card offers a $200 starting credit limit for a refundable security deposit of $49, $99, or $200.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

This card offers a $200 starting credit limit for a refundable security deposit of $49, $99, or $200.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Summary

The Capital One Platinum Secured Credit Card is an excellent choice for individuals who are looking to build or rebuild their credit. It's a secured credit card, which means it requires a security deposit that typically determines your credit limit. With responsible card use, you can demonstrate good credit behavior and potentially upgrade to an unsecured card in the future.

Earning Rewards

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Additional Benefits

Foreign Transaction Fee

  • None

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Also consider

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Annual Fee: $0

Rates & Fees   |  Terms Apply
$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
The Capital One Quicksilver Cash Rewards credit card offers unlimited 1.5% cash back on all purchases, making it a simple and rewarding choice for everyday spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Best for 2X on Everyday Spending

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Best for 2X on Everyday Spending

Annual Fee: $95

Rates & Fees   |  Terms Apply
$250 travel credit + 75,000
Bonus Miles
ELEVATED OFFER
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
$250 travel credit + 75,000
Bonus Miles
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
The Capital One Venture Rewards credit card offers users a flexible and rewarding travel credit card experience with miles that can be redeemed for a variety of travel expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Platinum Secured Credit Card from Capital One

CURRENT OFFER

This card offers a $200 starting credit limit for a refundable security deposit of $49, $99, or $200.

Learn MoreRates & Fees
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Comparable Cards

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Pros & Cons

Pros

  • Access to a credit line without a credit check, making it available to those with limited or damaged credit
  • No annual fee
  • Opportunity to demonstrate responsible credit behavior and potentially transition to an unsecured card
  • CreditWise® tool provides credit monitoring and educational resources

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Cons

  • Requires a security deposit to determine the credit limit
  • It's primarily focused on credit building and does not offer rewards or cashback

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Rewards Summary

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Additional Benefits

Customer Reviews & Redemptions

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How to make the most of your

Platinum Secured Credit Card from Capital One

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Platinum Secured Credit Card from Capital One

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Authors

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Learn More
Rates & Fees | Terms Apply
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My Take
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Platinum Secured Credit Card from Capital One
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Platinum Secured Credit Card from Capital One
?
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Platinum Secured Credit Card from Capital One
?
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