Advertiser Disclosure

Bilt Mastercard®

Learn More
Rates and Fees

Bonus Miles
Bonus Points
0
Recommended Credit
670 - 850
0
Bonus Points

None 😮

Summary

Don't be scared off by the fact that this card doesn't come with a sign up bonus—you might find you can get just as much or more value as the cards that have hefty sign up offers—including its awesome monthly promos. Additionally, Bilt is the only card out there that lets you earn points just for paying your rent (up to 100,000 points in a calendar year), no transaction fees attached. They also have some competitive rewards to begin with, but those rewards are doubled on the first day of every month (excluding rent), allowing you to squeeze even more value out of every dollar you spend, if you use the card 5 times each statement period to earn points (up to 10,000 points). Oh, and did we mention they have more than a dozen hotel and airline transfer partners? For a $0 annual fee card it really doesn't get better than this.

Earning Rewards

  • 3X per $1 for dining purchases
  • 2X per $1 on travel purchases
  • 1X per $1 on rent payments without the transaction fee, up to 100,000 points each calendar year
  • 1X per $1 on other purchases
  • Use the card 5 times each statement period to earn points
  • Select "Learn More" to learn about the product features, terms, and conditions.

Additional Benefits

Foreign Transaction Fee

  • None

Also consider

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best for 2X on Everyday Spending

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Best for 2X on Everyday Spending

75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months of account opening.
75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months of account opening.
The Capital One Venture Rewards credit card offers users a flexible and rewarding travel credit card experience with miles that can be redeemed for a variety of travel expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Bilt Mastercard®

CURRENT OFFER

0

Bonus Points

None 😮

REWARDS RATE
ANNUAL FEE
Our Score
82
Annual fee (20%)
10
Welcome Offer (20%)
1
Point Redemption Value (20%)
9
Rewards Rates (15%)
10
Benefits (15%)
2
Travel Protections (10%)
6
Our Mission
Our Methodology

My Take

Comparable Cards

No items found.

Pros & Cons

Pros

  • The Bilt Mastercard offers a rare opportunity to earn points by paying rent without processing fees
  • With this card, your points will be transferable to about 12 different partners which makes this a flexible option

Cons

  • The short-term value of this card is knocked a few points considering it has no welcome bonus
  • Renters with poor credit who would benefit from earning points from rent could potentially be turned away from this card

Rewards Summary

  • 3X per $1 for dining purchases
  • 2X per $1 on travel purchases
  • 1X per $1 on rent payments without the transaction fee, up to 100,000 points each calendar year
  • 1X per $1 on other purchases
  • Use the card 5 times each statement period to earn points
  • Select "Learn More" to learn about the product features, terms, and conditions.

Additional Benefits

Customer Reviews & Redemptions

WRITE A REVIEW
No items found.

How to make the most of your

Bilt Mastercard®

Transfer Partners

PROGRAM NAME
TRANSFER RATIO
No items found.

Our Favorite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
No items found.

The Best Complementary Cards

No items found.

Who Should Get The

Bilt Mastercard®

?

Who Should Not Get The

Bilt Mastercard®

?

Frequently Asked Questions

No items found.

Authors

What's on this page