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Annual Fee: $95
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
Capital One Rewards allow users to book travel or cover travel booked in the previous 90 days for one cent per mile. That means this card would cover over $750 on travel, even retroactively (depending on the current welcome offer)! Capital One miles can also be transferred to a number of airline programs at a ratio of 1:1, allowing for true flexibility in booking the best reward flights.
[.redeem] 5x [.redeem]per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
[.redeem] 2x [.redeem]per $1 on everyday purchases
And, your miles don't expire as long as your account is open.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
🏆 Daily Drop's Most Popular Card
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best for restaurants
🏆 Best for restaurants
Annual Fee: $325
Annual Fee: $95
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
The Venture card is great for so many reasons, and could easily be a one-card wallet solution. I recently signed up for this card and couldn't be happier with the benefits. Not only does it earn 2x points on any purchases, but it has a low annual fee and a high welcome offer. But redeeming points is where this card shines, since you can use Capital One Miles to directly offset any travel purchases, even with third-party travel agencies like Expedia, etc. If you want to get extreme outsize value for your miles, Capital One still has a robust set of transfer partners to book luxurious first and business-class flights, too. Low annual fee, high earning rates, flexible redemption options; this card truly has it all!
[.pro]You can pay for literally any travel with miles[.pro]
[.pro]Great welcome offer for a $95 annual fee card[.pro]
[.pro]Simplicity of at least 2x miles on all purchases[.pro]
[.con]This card does come with a $95 annual fee[.con]
[.redeem] 5x [.redeem]per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
[.redeem] 2x [.redeem]per $1 on everyday purchases
And, your miles don't expire as long as your account is open.
Note: You can't get card again if you received a bonus in the last 48 months! Important info missing from the review
This card will almost always be in my credit card line up. Global Entry is a great perk, 2x on everything is great, and paired with the SavorOne, and your SUPER golden fir airline points. I have almost 170000 thanks to this card combo, most of it coming from the Venture Card. I would recommend.
One of my favorite credit cards that pairs nicely with the Capital One Savor Card for extra reward points (Thanks to Daily Drop for mentioning this in a recent article!) - you get a nice sign-up bonus with a low annual fee. I've never faced any issues with Capital One; their customer service is exceptional, and their portal is user-friendly and easy to navigate. I adore Capital One's travel partners, arguably the best among the rest. You won't be disappointed - it's so simple to accumulate points!
We love this card. We love going to Disneyland, and it has helped us with several free nights of hotel stays when we go. Too bad there aren’t hotel points for Disney tickets ha!
This card has benefited me so much in reimbursing me for my travel expenses. It's amazing how it all adds up!
I’ve been very pleased with this card. Easy to transfer points to EVA Air for first class award tickets to Thailand. Would have been 5 stars if Capital One hasn’t gotten rid of the 2 free lounge passes/yr.
We recently transferred points from our Venture card to KLM, during a 25% transfer bonus. Before this trip, we used our $100 Global Entry refund and were able to breeze through customs on our way back to the US. We love that we can transfer points to many different partners and if we find a good deal on a non-transfer partner (like AirBnB), we can use our Venture miles to cancel those purchases. Benefits from our Venture have more than paid for the annual fee!
I always was a cash back credit card person. And never saw any value with cards that have annual fee. Recently I started to explore transferrable point and miles. Thank you to your newsletters I opened my first Capital One Venture Card. Applied for global entry and already got the fee reimbursed. You have very valid and useful information. Thank you.
So excited to see this card has great travel benefits! I can’t wait to start collecting my travel rewards!
I applied for the Capital One Venture as it had a very attractive sign up bonus. Should be able to soon buy a return business class ticket to Tokyo for my wife.
Before I got more into the points game, this was my very first card. Their app is very user friendly. I didn’t have to keep up with the earnings because it is 2x points on all purchases. I loved this card and have had it for years. I am only a hobbyist at the points game, I work full time and have two dogs so I don’t travel as much as I’d like. This was a great card for a beginner hobbyist.
Loved working with C1 so might be time to level up!
This website spurred my imagination for travel and I booked my first trip to Asia! I am going to Singapore and the Phillipines! Thank you!
So many benefits and fantastic customer service! Im we have used it on all out trips and has been accepted everywhere we have travelled internationally! The rewards have paid for flights, lodging, rentals cars and more. Cap 1 even game me a credit when I got Global Entry…made it free!
My husband and I both got in on the 75,000 point intro bonus and used it to book QSuites flights to the Maldives for our honeymoon! (Coming up early next year). Overall, I like the card, it has a nice low annual fee. I love that it comes with Pre check/Global Entry (GAME CHANGER for travel!) and I really like that you can reimburse yourself for travel using points. Good amount of transfer partners, although it would be nice if there were some more. My biggest qualm is that there aren't many multipliers and the ones there have I don't use. I have a Hilton Amex so I would rarely use Capital One for hotels and I much prefer Turo to rental cars. I wish they had a multiplier on other travel expenses like flights or car sharing services like Uber/Lyft.
My experience with this card so far has not been great. First, while they approve you for it very quickly, it took two full weeks to get to me via mail and there was no option offered for a rush delivery. So, if you want this card in a hurry, you're out of luck. Then, when it finally arrived and I used it to pay some bills and I hit the $4K bonus level in one day, they security locked it. OK, that's fine and not unexpected. It should be easy to unlock the card, right? Nope. In their app though you can't verify that transactions are legitimate - they just immediately lock the card. The problem got worse when they were unable to verify me via text messages (despite me giving them both my numbers), so I had to upload my ID documents and I'm currently waiting up to 10 business days for them to verify my identity and the card is locked. This may be a great card from a points earning perspective, but Capital One as a company has some truly terrible policies and 2015-era technology that means their customer service can't do anything to help you. On the plus side, the card is metal and looks nice.
This is our current goto card for purchases to take advantage of the x2 points for every purchase. Loving all the benefits it offers for the low annual fee. We got it this spring, before the latest improvement on the sub offer, and it was still the top card option for us.
I have gotten this recently. With the $250 travel funds, 75K SUB, and ease of transfer, I think this is a great addition to my Chase/Amex cards. 2x on everything is the cherry on top. Can't wait to redeem on Turkish - will report back!
We've been racking up very useable miles with this credit card for years. Seems like a no-brainer to use it over all other credit cards except when you can get over 2X miles per dollar elsewhere.
I’ve had this card since December 2022. I have used this card to book a hotel stay in Salzburg, Austria by transferring points to Wyndham. I’ve also used it to book a flight from Munich to Chicago on British Airways and from Paris to Nashville on Air France.
I have had this card for at least 15 years! We have used our redemption points for numerous hotel stays and flights. Right now I’m saving them to cover $1200 in rental car fees when we rent a vehicle in Florida for 5 weeks this winter! Also used it when I booked our first class flights there from Michigan. Only cost of the trip will be our VRBO.
I love this card! It's easy to earn and redeem points almost anywhere! You can apply credits to travel purchases, transfer points to airlines, or book straight from the capital one portal. I recently used points for an amazing trip to Peru!
My first credit card and never disappointed…you get a nice sign up bonus with low cost annual fee. Open up the world of miles points with capital one. Never had issues with capital one. Customer service is top notch and their portal is user friendly, easy to navigate. Love capital one travel partners, probably the best among the rest. Won’t be disappointed if your first card is Venture ❤️💪
It appears that there are ZERO US based airlines in the list - am I reading that correctly?
When it comes to Capital One Miles, the best way to maximize your miles is to redeem them with travel. And to take it one step further (because *ahem* this is Daily Drop), the Venture Card will let you pay for any type of travel with miles. Yeah, you heard me right — ANY type of travel.
[.dontreco] We don’t recommend: Turning your Capital One Miles into cash [.dontreco]
With a Capital One rewards card, you earn cash back or miles on every dollar you spend. The amount you earn varies based on the card and how you use it. However, this method simply doesn’t provide the best value.
[.sometimesreco] We sometimes recommend: Booking through Capital One’s portal [.sometimesreco]
Booking travel through Capital One lets you redeem miles at 1 cent each, but you won't earn extra rewards or elite perks. It's better to book directly and then use your miles to cover the cost.
[.alwaysreco] We always recommend: Redeeming your miles for travel [.alwaysreco]
The bottom line is — if a flight or hotel room can be bought with cash, you can use your miles to book it. You can redeem your miles at 1 cent each for travel purchases made in the last 90 days on your Venture Card. And, there's no minimum amount needed. This means you could redeem for airlines, hotels, rail lines, car rentals, limousines, buses, cruises, taxis, travel agents, and more — literally anything in your wildest dreams! Taking advantage of this is what makes the Venture Card (and its big brother) so freaking awesome. By redeeming your miles for travel, you’ll absolutely maximize their value.
But how can I actually transfer my Capital One Miles?
Transferring your Capital One Miles is a super simple process. Just follow these steps:
And you’re on your way! ✈️
Oh yeah, did we mention that the Venture Card has a pretty nice list of transfer partners?
In case you need convincing, here’s that list:
Why? Speaking of “keeper cards,” the Gold Card most definitely falls into that category. Many travel experts would tell you the Gold Card would be one of their only cards if given an ultimatum. Pairing the Gold Card with the Venture Rewards Card is a solid strategy for maximizing rewards on everyday spending and travel. The Amex Gold card comes with 4x miles on dining at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1x points for the rest of the year) and U.S. supermarkets (up to $25,000 per year, then 1x after that), making it ideal for foodies and grocery shoppers. On the other hand, the Venture Rewards card earns 2x miles on every purchase, providing a way to rack up travel rewards on all other spending.
By combining these cards, you can optimize your rewards: use the Amex Gold for dining and groceries to earn significant points, and the Venture Rewards card for everything else to earn consistent miles. Plus, the Venture card offers flexibility with its miles redemption, including the ability to offset travel purchases or transfer miles to travel partners. Now, onto the Amex Gold card. Yes, it has a moderate annual fee (rates and fees), but stick with me. You're getting up to $120 in dining credits and another $120 in Uber Cash (To receive this benefit, you must have downloaded the latest version of the Uber App and your eligible American Express Gold Card must be a method of payment in your Uber account. The Amex Benefit may only be used in the United States. Effective 11/8/24, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.) – Basically, its credits outweigh its annual fee. So...it's paying for itself. Girl math. 💅
Why? Pairing the Capital One Savor Cash Rewards Credit Card with the Capital One Venture Rewards Card is a brilliant strategy for maximizing both cash back and travel rewards. Here's why: The Savor card is fantastic for food lovers and entertainment seekers, offering 3% cash back on grocery stores (excluding Walmart and Target), dining, and entertainment, and 1% on all other purchases. This makes it perfect for those who frequently spend on eating out, attending events, or stocking up on groceries.
Meanwhile, the Venture Rewards card earns a flat 2x miles on every purchase, making it a versatile option for all other spending. This card also offers flexibility in redeeming miles, whether it's erasing travel purchases or transferring miles to travel partners. By combining these two cards, you can strategically use the Savor card for dining, entertainment, and grocery spending to earn high cash-back rates. For all other purchases, you should use your Venture card. This dual-card approach not only maximizes your rewards across different spending categories but also gives you the flexibility to enjoy both cash back and travel benefits, making your spending work harder for you.
Are you just getting started with the miles and points game? At Daily Drop, we love to recommend the Venture card as a solid beginner option. Not only does it have a manageable annual fee, but its earnings from everyday spending are top-tier. There’s actually a little thing called the Credit Card Ladder. Brendan does an excellent job explaining it in this YouTube video. But here’s the quick version: When you start on your miles and points journey, you might not have a single open account or even an existing credit score. This was me in 2022. Because life isn’t fair sometimes, you have to start with baby credit cards and work your way up to the big boys (i.e. The Venture X, The Platinum Card® from American Express, etc.). At the start of your credit card quest, the Venture card is certainly a step on the ladder to miles and points success.This card comes with a few additional travel perks so without further ado 👇
Let’s face it — we can’t all travel around the world hopping from hotel to hotel (as much as we’d love to). But, we can maximize PTO for some pretty incredible trips. And when it comes time to book said trips, the Venture card is your BFFGT (best friend for great travel). Did we just do something there? Anyways. Let’s start with the welcome bonus: see above for what the current offer is (it's usually super solid)! In addition to those beautiful Capital One miles, you’ll also be given a travel credit for Global Entry or TSA PreCheck®. If you only traveled twice a year, you could easily stretch those miles for multiple trips making the Venture Card worth keeping around, wouldn’t you say?
Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending.
If your credit score is below 670, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Venture Card, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.
A decent credit score of 670-850 is recommended for the Capital One Venture Card. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, use the reconsideration line, and be granted the Venture Card. The worst they can say is “no,” and more often than not, we’ve found these people want to help!
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