Advertiser Disclosure

Capital One Quicksilver Secured Cash Rewards Credit Card

Q: Is Capital One Quicksilver Secured Cash Rewards Credit Card worth it?

The Capital One Quicksilver Secured Card is an excellent option for individuals looking to build or rebuild their credit while earning unlimited 1.5% cash-back on all their purchases.

Q: What credit score do I need to get Capital One Quicksilver Secured Cash Rewards Credit Card?

The recommended credit score for Capital One Quicksilver Secured Cash Rewards Credit Card is Good to Excellent.

Learn More

Rates and Fees

Annual Fee: $0

Bonus Miles

Recommended Credit

Good to Excellent

Current Offer

Put down a refundable $200 security deposit to get at least a $200 initial credit line.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Put down a refundable $200 security deposit to get at least a $200 initial credit line.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Summary

The Capital One Quicksilver Secured Cash Rewards Credit Card is an excellent financial tool for folks looking to build or rebuild their credit while enjoying cash-back rewards. This secured credit card offers cardholders the opportunity to establish a positive credit history by making on-time payments and responsible credit utilization. What sets it apart is its cash-back feature, which allows users to earn unlimited 1.5% cash-back on every purchase, making it a practical choice for everyday spending.

Earning Rewards

1.5% cash back per $1 on every purchase
5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel

Additional Benefits

Building your credit? Using a card like this responsibly could help
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed

Foreign Transaction Fee

Rates and Fees

None

Also consider

Capital One Spark Cash Plus

Annual Fee: $150

Rates & Fees | Terms Apply

$2,000

Cash Back

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!

$2,000

Cash Back

The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Best for 2X on Everyday Spending

Capital One Venture Rewards Credit Card

Best for 2X on Everyday Spending

Annual Fee: $95

Rates & Fees | Terms Apply

75,000

Bonus Miles

Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

75,000

Bonus Miles

Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

The Capital One Venture Rewards credit card makes travel rewarding and easy. Earn miles on every purchase, which you can redeem for various travel expenses like flights, hotels, and car rentals. Plus, with no foreign transaction fees, it’s an ideal choice for international travel. If you’re looking to maximize rewards without crazy fees, this card would be a great addition to your wallet. This one continues to be a Daily Drop favorite.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Capital One Quicksilver Secured Cash Rewards Credit Card

CURRENT OFFER

Put down a refundable $200 security deposit to get at least a $200 initial credit line.

Learn More Rates & Fees

REWARDS RATE

1.5-5% cash back

ANNUAL FEE

Our Score

Annual Fee (20%)

Welcome Offer (20%)

Rewards Rates (20%)

Redemption Value (15%)

Card Benefits & Perks (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Possibility of credit limit increase
No annual fee
Cashback rewards

‍

Cons

Required security deposit
Limited rewards and credit limit

‍

Rewards Summary

1.5% cash back per $1 on every purchase
5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel

Additional Benefits

Building your credit? Using a card like this responsibly could help
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed

How to make the most of your