No Annual Fee
Early Spend Bonus: Earn $50 when you spend $100 in the first three months.
Early Spend Bonus: Earn $50 when you spend $100 in the first three months.
For Capital One products listed on this page, some of the above benefits are provided by Visaยฎ or Mastercardยฎ and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
Why it's great: The Capital One Quicksilver Student Cash Rewards is a great financial tool tailored to meet the needs of students seeking to build their credit while earning rewards. This credit card offers a straightforward and transparent rewards structure, making it an excellent choice for those new to credit cards. With no annual fee and a user-friendly mobile app, it provides a hassle-free experience for managing finances on the go. The card typically offers a competitive cashback rate on every purchase, allowing students to earn while they spend on everyday essentials.
For Capital One products listed on this page, some of the above benefits are provided by Visaยฎ or Mastercardยฎ and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
Early Spend Bonus: Earn $50 when you spend $100 in the first three months.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offerโs true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
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Read our full methodology for more information.