What credit score do I need to get Virgin Red Rewards Card?

The recommended credit score for Virgin Red Rewards Card is .

Advertiser Disclosure

Virgin Red Rewards Card

Rates and Fees

Annual Fee: $99

Bonus Miles

40,000

Recommended Credit

Current Offer

Earn 40,000 Virgin Points as a welcome from us when you spend $3,000 in your first 90 days.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

40,000

Earn 40,000 Virgin Points as a welcome from us when you spend $3,000 in your first 90 days.

Summary

The Virgin Red Rewards Card is a solid option for earning Virgin Points on everyday purchases. You’ll earn points that can be redeemed for flights, hotel stays, and other experiences across the Virgin network. It’s a simple way to work toward your next trip while earning rewards on everything you buy.

Earning Rewards

3x points per $1 spent on Virgin Altantic, Virgin Hotels and Virgin Voyages
2x points per $1 spent at grocery stores, on dining out, select streaming services and EV charging
1x points per $1 spent on everything else, where Mastercard is accepted

‍

Additional Benefits

Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two, including a Flying Club reward voucher for a cabin upgrade or companion seat
Priority room upgrade or one free nights stay at Virgin Hotels
5,000 anniversary Virgin Points every year
Book two nights and get your third night free at participating Virgin Hotels, once a year

Foreign Transaction Fee

Rates and Fees

None

Also consider

No items found.

Virgin Red Rewards Card

CURRENT OFFER

40,000

Earn 40,000 Virgin Points as a welcome from us when you spend $3,000 in your first 90 days.

Rates & Fees

REWARDS RATE

1-3x points

ANNUAL FEE

$99

Our Score

Annual Fee (20%)

Welcome Offer (20%)

Rewards Rates (20%)

Redemption Value (15%)

Card Benefits & Perks (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Cons

Rewards Summary

3x points per $1 spent on Virgin Altantic, Virgin Hotels and Virgin Voyages
2x points per $1 spent at grocery stores, on dining out, select streaming services and EV charging
1x points per $1 spent on everything else, where Mastercard is accepted

‍

Additional Benefits

Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two, including a Flying Club reward voucher for a cabin upgrade or companion seat
Priority room upgrade or one free nights stay at Virgin Hotels
5,000 anniversary Virgin Points every year
Book two nights and get your third night free at participating Virgin Hotels, once a year

How to make the most of your