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Atmos™ Rewards Ascent Visa Signature® Card

Atmos™ Rewards Ascent Visa Signature® Card

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Rates and Fees

Annual Fee: $95

Bonus Miles
Bonus Miles
80,000
Recommended Credit
Good to Excellent
Current Offer

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days after account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
80,000
Bonus Miles

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days after account opening.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Summary

With this card, you’ll earn 3 points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases, plus 2 points per $1 on everyday categories like gas, EV charging, rideshare, cable, and streaming. It also comes with solid day-of travel perks like a free checked bag, priority boarding for you and up to six guests, and eight annual Wi-Fi passes. You’ll get a discount on Alaska Lounge+ membership, no foreign transaction fees, and status points for your spending. All in all, this is a strong starter card for those who love the Alaska and Hawaiian program and want to rack up miles quickly without a crazy annual fee.

Earning Rewards

  • 3X miles per dollar on on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2X miles per dollar on eligible gas, EV charging station, rideshare, cable & streaming services purchases
  • 1X mile per dollar on all other purchases

Additional Benefits

  • $100 off an Alaska Lounge+membership
  • Earn 1 status point per $3 spent, capped at 30,000 points (uncapped in 2026)
  • Free checked baggage for you and up to six guests on your reservation when paid with card
  • Preferred boarding for you and up to six guests on your reservation when paid with card

Foreign Transaction Fee

Rates and Fees
  • None

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Also consider

🏆 Best for Gas Stations

Citi Strata Premier® Card

Citi Strata Premier® Card

Citi Strata Premier® Card

🏆 Best for Gas Stations

60,000
Bonus Points
Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.
60,000
Bonus Points
Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.
The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
American Express® Green Card

American Express® Green Card

American Express® Green Card

40,000
Bonus Points
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases in the first 6 months of card membership.
40,000
Bonus Points
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases in the first 6 months of card membership.
If you're on the fence about joining the Amex family, getting the Amex Green card is a solid place to start. It offers a competitive earning rate of 3x points on spending categories that include travel, restaurants, and transit. So if you aren't a full-time or regular traveler who would benefit from the luxury perks of its bigger brother, the Platinum Card® from American Express, and a majority of your spending falls into those categories, this could be a great option.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days after account opening.
80,000
Bonus Miles

Atmos™ Rewards Ascent Visa Signature® Card

Atmos™ Rewards Ascent Visa Signature® Card

CURRENT OFFER

80,000

Bonus Miles

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days after account opening.

REWARDS RATE
1-3x miles
ANNUAL FEE
$95
Our Score
Annual Fee (20%)
Welcome Offer (20%)
Rewards Rates (20%)
Redemption Value (15%)
Card Benefits & Perks (15%)
Travel Protections (10%)
Our Mission
Rating Methodology

Our Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Solid perks within the Atmos program, including bad and boarding benefits
  • Good starter options with a low fee
  • Discount on Alaska Lounge+membership, which helps pay for the fee

Cons

  • No point transfer options, so you're stuck within this specific program
  • Need to update to higher-tier card for protections, anniversary points, and point sharing

Rewards Summary

  • 3X miles per dollar on on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2X miles per dollar on eligible gas, EV charging station, rideshare, cable & streaming services purchases
  • 1X mile per dollar on all other purchases

Additional Benefits

  • $100 off an Alaska Lounge+membership
  • Earn 1 status point per $3 spent, capped at 30,000 points (uncapped in 2026)
  • Free checked baggage for you and up to six guests on your reservation when paid with card
  • Preferred boarding for you and up to six guests on your reservation when paid with card

How to make the most of your

Atmos™ Rewards Ascent Visa Signature® Card

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Atmos™ Rewards Ascent Visa Signature® Card

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Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

Frequently Asked Questions (FAQs)

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Our Experts

Updated:  
October 13, 2025

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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