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Citi Strata Premier℠ Card

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Rates and Fees

Annual Fee: $95

Bonus Miles
Bonus Points
70,000
Recommended Credit
670 - 850
Current Offer

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Strata PremierSM Card has been collected independently by Daily Drop.

‍

70,000
Bonus Points
LIMITED TIME OFFER

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

All information about the Citi Strata PremierSM Card has been collected independently by Daily Drop.

‍

Summary

The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities. Additionally, if you transfer your Citi ThankYou® Points to travel partners like Emirates, Air France, KLM, JetBlue, or Virgin Atlantic, you'll find even greater value in its welcome offer.

Earning Rewards

  • 10X per $1 on hotels, car rentals, and attractions booked on CitiTravel.com.
  • 3X per $1 on restaurants, supermarkets, gas stations, air travel, hotels, and EV charging stations
  • 1X per $1 on everyday purchases

Additional Benefits

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental)
  • No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee

  • None

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60,000
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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
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Bonus Points
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Citi Strata Premier℠ Card

CURRENT OFFER
LIMITED TIME OFFER

70,000

Bonus Points

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

All information about the Citi Strata PremierSM Card has been collected independently by Daily Drop.

‍

Learn MoreRates & Fees
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Comparable Cards

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Pros & Cons

Pros

  • With this card, there is no points limit, no blackout dates, and your points do not expire
  • Your points are redeemable on purchases other than travel, such as cash, gift cards, merchandise, and more
  • You can transfer your points to any airline and hotel partner

‍

Cons

  • Your travel purchases must be booked through Citi, and only airfare earns 3x per dollar
  • With this card, the redemption value is only substantial on gift card purchases

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Rewards Summary

  • 10X per $1 on hotels, car rentals, and attractions booked on CitiTravel.com.
  • 3X per $1 on restaurants, supermarkets, gas stations, air travel, hotels, and EV charging stations
  • 1X per $1 on everyday purchases

Additional Benefits

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental)
  • No expiration and no limit to the amount of points you can earn with this card

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

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Citi Strata Premier℠ Card

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