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Citi Strata Premier℠ Card

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Rates and Fees

Annual Fee: $95

Bonus Miles
Bonus Points
70,000
Recommended Credit
670 - 850
Current Offer

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Strata PremierSM Card has been collected independently by Daily Drop.

70,000
Bonus Points
LIMITED TIME OFFER

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

All information about the Citi Strata PremierSM Card has been collected independently by Daily Drop.

Summary

The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities. Additionally, if you transfer your Citi ThankYou® Points to travel partners like Emirates, Air France, KLM, JetBlue, or Virgin Atlantic, you'll find even greater value in its welcome offer.

Earning Rewards

  • 10X per $1 on hotels, car rentals, and attractions booked on CitiTravel.com.
  • 3X per $1 on restaurants, supermarkets, gas stations, air travel, hotels, and EV charging stations
  • 1X per $1 on everyday purchases

Additional Benefits

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental)
  • No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee

  • None

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Citi Strata Premier℠ Card

CURRENT OFFER
LIMITED TIME OFFER

70,000

Bonus Points

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
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Pros and Cons

The Pros

  • With this card, there is no points limit, no blackout dates, and your points do not expire
  • Your points are redeemable on purchases other than travel, such as cash, gift cards, merchandise, and more
  • You can transfer your points to any airline and hotel partner

The Cons

  • Your travel purchases must be booked through Citi, and only airfare earns 3x per dollar
  • With this card, the redemption value is only substantial on gift card purchases

Rewards Summary

  • 10X per $1 on hotels, car rentals, and attractions booked on CitiTravel.com.
  • 3X per $1 on restaurants, supermarkets, gas stations, air travel, hotels, and EV charging stations
  • 1X per $1 on everyday purchases

Additional Benefits

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental)
  • No expiration and no limit to the amount of points you can earn with this card

Customer Reviews

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How to make the most of your

Citi Strata Premier℠ Card

Where to Transfer Your Points

PROGRAM NAME
TRANSFER RATIO
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Our Favourite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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