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American Express Blue Business Cash™ Card

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Rates and Fees

Annual Fee: $0

Bonus Miles
Cash Back
$250
Recommended Credit
670 - 850
Current Offer

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

$250
Cash Back

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The American Express Blue Business Cash™ Card is a cashback business credit card designed for business owners who want to earn cashback on their business expenses. It offers a straightforward and unlimited cashback structure, making it easy to earn rewards without dealing with complex categories.

Earning Rewards

  • 2% cash-back per $1 on all eligible purchases on up to $50,000 per calendar year
  • 1% cash-back per $1 on purchases thereafter

Additional Benefits

Foreign Transaction Fee

  • 2.7% of transaction amount in USD

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

American Express Blue Business Cash™ Card

CURRENT OFFER

$250

Cash Back

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

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Pros & Cons

Pros

  • Straightforward cashback rewards on all eligible purchases
  • No annual fee
  • Access to expense management tools and features, making accounting and budgeting easier

Cons

  • The cashback rate may be lower compared to some specialized category-specific business cards
  • The introductory 0% APR offer is for purchases only, not balance transfers

Rewards Summary

  • 2% cash-back per $1 on all eligible purchases on up to $50,000 per calendar year
  • 1% cash-back per $1 on purchases thereafter

Additional Benefits

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American Express Blue Business Cash™ Card

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