Annual Fee: $0
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
This is one of the BEST business cards on the market with no annual fee and a staggering 1.5% back on EVERY purchase (the only card to do this that can earn Chase Ultimate Rewards!). Plus, the cash bonus can actually be turned into Chase Ultimate Rewards if you also hold the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve®, or the Ink Business Preferred® Credit Card. It's no secret that Chase points are some of the most valuable travel currency on the planet... and 75,000 of them on a single, annual fee-free card? It's wild, y'all 👀
Its simple earning structure also makes it a breeze to use for small businesses and sole proprietors—we're looking at you freelance writers, wannabe photographers, and dog walkers. You aren't restricted to making purchases in the "traditional" business sense. Why use a card that only gets you 1x points on "all other purchases" when you could buy those new dog-walking shoes or fancy camera lens (or whatever else) for 1.5x back? So we'd encourage you to view this card as far more than a cash-back business card. You'll easily double its value by pairing it with and moving your points over to one of those more premium cards mentioned earlier. If you don't have a card that lets you transfer points, you still can redeem for cash-back... which is an unbelievably good deal for no annual fee!
If you're looking to add a business card to your wallet that can be used on everyday purchases for the most simple of side hustles, the Ink Business Unlimited should be your top choice.
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best for travel credits
Annual Fee: $550
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
Our goal is to help you explore the world affordably and experience life changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.