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Capital One Spark Miles for Business

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Rates and Fees

Annual Fee: $95

Bonus Miles
Bonus Miles
50,000
Recommended Credit
670 - 850
Current Offer

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
50,000
Bonus Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Summary

The Capital One Spark Miles for Business credit card offers 2 miles per dollar spent on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel. There is no annual cap on the miles earned. The card has a $0 annual fee for the first year, then $95, which is still pretty reasonable considering its long-term benefits.

With this card, your miles can be redeemed for one cent each toward a travel purchase, or transferred to an airline or hotel partner. The miles won't expire for the life of the account, and as long as you pay your balance in full during that timeframe, you won't owe any interest. This card could be a great option for folks looking into business cards while wanting to maintain lower fees. And, you'd still have access to the Capital One Shopping portal, which is another great way to rack up points on everyday spending.

Earning Rewards

  • 5X per $1 on hotels and rental cars booked through Capital One Travel
  • 1.5X per $1 on every purchase for your business

Additional Benefits

  • Up to $100 credit for Global Entry or TSA PreCheck®

Foreign Transaction Fee

  • None

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Also consider

🏆 Best Chase welcome offer

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase welcome offer

100,000
Bonus Points
Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.
100,000
Bonus Points
Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Capital One Spark Miles for Business

CURRENT OFFER

50,000

Bonus Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

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Pros & Cons

Pros

  • This card offers 2X miles on all purchases without blackouts or minimum redemptions
  • And, you'll get up to $100 credit for Global Entry or TSA PreCheck®

Cons

  • This card offers no intro APR period on purchases/balance transfers
  • But, it also has fewer perks than other cards of its caliber

Rewards Summary

  • 5X per $1 on hotels and rental cars booked through Capital One Travel
  • 1.5X per $1 on every purchase for your business

Additional Benefits

  • Up to $100 credit for Global Entry or TSA PreCheck®

Customer Reviews & Redemptions

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How to make the most of your

Capital One Spark Miles for Business

Transfer Partners

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TRANSFER RATIO
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Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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Capital One Spark Miles for Business

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