Annual Fee:ย $95
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
For Capital One products listed on this page, some of the above benefits are provided by Visaยฎ or Mastercardยฎ and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
The Capital One Spark Miles for Business credit card offers 2 miles per dollar spent on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One's travel booking site. There is no annual cap on the miles earned. The card has a $0 annual fee for the first year, then $95, which is still pretty reasonable considering its long-term benefits.
With this card, your miles can be redeemed for one cent each toward a travel purchase, or transferred to an airline or hotel partner. The miles won't expire for the life of the account, and as long as you pay your balance in full during that timeframe, you won't owe any interest. This card could be a great option for folks looking into business cards while wanting to maintain lower fees. And, you'd still have access to the Capital One Shopping portal, which is another great way to rack up points on everyday spending.
For Capital One products listed on this page, some of the above benefits are provided by Visaยฎ or Mastercardยฎ and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
๐ Best Chase Welcome Offer
๐ Best Chase Welcome Offer
Annual Fee:ย $95
๐ Best Luxury Business Card
๐ Best Luxury Business Card
Annual Fee:ย $695
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offerโs true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
โ
Read our full methodology for more information.