Advertiser Disclosure

The Business Platinum Card® from American Express

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Rates and Fees
Bonus Points
120,000
Estimated Value
Recommended Credit
740 - 850
Annual Fee
$695
Current Offer

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your card in the first 3 months.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks— but because of this high annual fee, it might not be worth the money for all business owners.

  • 5X per $1 on flights and prepaid hotels book through Amex Travel
  • 1.5X per $1 on eligible purchases in key business categories, as well as each purpose of $5,000 or more (up to $2 million for all purchases in a calendar year, then 1X)

👍 Pros

  • Great lounge membership and automatic elite status
  • This card also offers a decent list of transfer partners
  • And, you'll get premium travel protections

👎 Cons

  • Steep annual fee
  • This card requires good/excellent credit

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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