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The Business Platinum Card® from American Express

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Rates and Fees

Annual Fee: $695

Bonus Miles
Bonus Points
120,000
Recommended Credit
740 - 850
Current Offer

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your card in the first 3 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

120,000
Bonus Points

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your card in the first 3 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks— but because of this high annual fee, it might not be worth the money for all business owners.

Earning Rewards

  • 5X per $1 on flights and prepaid hotels book through Amex Travel
  • 1.5X per $1 on eligible purchases in key business categories, as well as each purpose of $5,000 or more (up to $2 million for all purchases in a calendar year, then 1X)

Additional Benefits

  • Complimentary access to The Global Lounge Collection that includes 1,400+ lounges
  • Receive up to a $200 annual airline fee credit on your selected qualifying airline when making incidental purchases
  • Receive a $189 CLEAR® Plus statement credit per year

Foreign Transaction Fee

  • None

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool