Advertiser Disclosure

Ink Business Preferred® Credit Card

Rates and Fees

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Annual Fee: $95

Bonus Miles
Bonus Points
100,000
Recommended Credit
670 - 850
Current Offer

Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
100,000
Bonus Points

Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.

Summary

This is just a great all around business card. For a low annual fee, the welcome offer is very generous. Just keep in mind that in order to reach the minimum spend, you'll need to make an average of around $2,667 in purchases each month. This might be nothing for a small business, but if you're an independent contractor or freelancer, make sure this is doable for you. We also can't forget to mention how valuable earning Chase Ultimate Rewards® are because of the program's transferability to a handful of different airline and hotel partners.

Earning Rewards

  • 5X per $1 on Lyft rides through March 2025
  • 3X per $1 on the first $150,000 spent on total purchases for these categories each year (then 1X per $1 after): shipping purchases, advertising purchases, internet, cable, and phone services, and travel
  • 1X per $1 on all other purchases

Additional Benefits

  • Add employee cards at no additional cost (and help earn rewards faster!)

Foreign Transaction Fee

  • None

Also consider

🏆 Best for travel credits

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

🏆 Best for travel credits

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Ink Business Preferred® Credit Card

CURRENT OFFER

100,000

Bonus Points

Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
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Pros and Cons

The Pros

  • 1:1 point transfer to leading frequent travel programs
  • Well-rounded protections, home and abroad
  • Valuable redemption options

The Cons

  • No airport lounge access compared to the Chase Ink Bold and Chase Ink Plus cards, which offer free membership to over 350 lounges each year
  • High spending minimum for the sign-up bonus
  • If you don't travel much or spend money in the other bonus categories, you'll miss out on most of the ongoing value of the card

Rewards Summary

  • 5X per $1 on Lyft rides through March 2025
  • 3X per $1 on the first $150,000 spent on total purchases for these categories each year (then 1X per $1 after): shipping purchases, advertising purchases, internet, cable, and phone services, and travel
  • 1X per $1 on all other purchases

Additional Benefits

  • Add employee cards at no additional cost (and help earn rewards faster!)

Customer Reviews

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How to make the most of your

Ink Business Preferred® Credit Card

Where to Transfer Your Points

PROGRAM NAME
TRANSFER RATIO
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Our Favourite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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Ink Business Preferred® Credit Card

Frequently Asked Questions

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