Citi Premier® Card

This is a great starter card for anyone looking for a simple, cheap option to start racking up points. The 60,000 points alone are worth at least $600 in value, or even more, if you transfer them to travel partners like Emirates, Air France, KLM, JetBlue, or Virgin Atlantic. To make things even better, you'll earn 3x points at restaurants, grocery stores, gas stations, air travel, and hotels (basically everything you normally spend money on).

• $100 annual hotel savings benefit (on a single hotel stay of $500 or more booked through thankyou.com)
• Transfer points to 16 airline programs, from JetBlue to Virgin Atlantic
• No foreign transaction fees

• With this card, there is no points limit, no blackout dates, and your points do not expire
• Your points are redeemable on purchases other than travel, such as cash, gift cards, merchandise, and more
• You can transfer your points to any airline and hotel partner

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• Your travel purchases must be booked through Citi, and only airfare earns 3x per dollar
• With this card, the redemption value is only substantial on gift card purchases

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