$95 Annual Fee Cards

A $95 credit card seems to be the sweet spot for many solid cards on the market. They all offer solid benefits and earning structures, but without a scary, high annual fee.

We've curated a mixed of hotel, airline, and general rewards-earning cards to help you narrow down your search and find the perfect one for you!

Rates & Fees   |  Terms Apply
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
Rates & Fees   |  Terms Apply
The Capital One Venture Rewards credit card offers users a flexible and rewarding travel credit card experience with miles that can be redeemed for a variety of travel expenses.
Rates & Fees   |  Terms Apply
The IHG One Rewards Premier Credit Card is an excellent choice for frequent travelers and hotel enthusiasts. With this card, you can earn valuable IHG Rewards points on your everyday purchases and enjoy premium benefits like complimentary hotel nights, automatic elite status, and more, making it the perfect companion for those seeking luxury hotel experiences.
Rates & Fees   |  Terms Apply
The Citi Premier® Card is a travel rewards credit card that offers a wide range of benefits for those who enjoy both travel and everyday spending. Cardholders can earn ThankYou Points for their purchases, which can be redeemed for travel rewards, and they can enjoy perks like bonus points on travel and dining, making it an attractive choice for travelers and food enthusiasts.
Rates & Fees   |  Terms Apply
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
Rates & Fees   |  Terms Apply
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
Rates & Fees   |  Terms Apply
The Marriott Boundless card is a low-annual-fee card that offers generous perks and benefits for Marriott loyalists. You'll earn a whopping number of points per dollar spent at Marriott properties, in addition to being gifted automatic Silver Elite status. Overall, this is an excellent card for travelers eager to get started with Marriott.
Rates & Fees   |  Terms Apply
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
Rates & Fees   |  Terms Apply
The World of Hyatt Business Credit Card is a co-branded hotel rewards credit card affiliated with the World of Hyatt loyalty program. It allows business owners to earn World of Hyatt points on their spending and offers benefits like bonus points on Hyatt stays, an annual free night certificate, and automatic elite status, making it an appealing choice for businesses that frequently use Hyatt properties.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.