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American Express® Gold Card

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Rates and Fees

Annual Fee: $250

Bonus Miles
Bonus Points
60,000
Recommended Credit
670 - 850
Current Offer

Earn 60,000 Membership Rewards points after spending $6,000 in the first 6 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

60,000
Bonus Points

Earn 60,000 Membership Rewards points after spending $6,000 in the first 6 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The American Express Gold card has great earning potential, including 4x points on all restaurants, take out and delivery (in the U.S.), and U.S. supermarket spending (up to $25,000 per calendar year in purchases, then 1x) as well as 3x points on booked flights.

Check out our deep dive on this card to see how the Gold Card can rack up more points than almost any other credit card on this list.

Plus, you might be eligible to get an elevated welcome offer on the Amex Gold card by going through CardMatch, a simple and secure tool. Check it out here!

Earning Rewards

  • 4X per $1 for purchases at restaurants worldwide and at U.S. supermarkets, on up to $25,000 per year in purchases
  • 3X per $1 on flights booked directly with airlines or on AmEx Travel
  • 1X per $1 on everyday purchases

Additional Benefits

  • Earn up to $120 in Uber Cash annually with your Gold Card

Foreign Transaction Fee

  • None

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

70,000
Bonus Points
Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your card in the first 3 months.
70,000
Bonus Points
Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your card in the first 3 months.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

American Express® Gold Card

CURRENT OFFER

60,000

Bonus Points

Earn 60,000 Membership Rewards points after spending $6,000 in the first 6 months of Card Membership.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
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Pros and Cons

The Pros

  • With this card, the only points limit is a $25,000 cap on U.S. grocery purchases per calendar year. Other than that, your points don't expire, and there are no blackout dates
  • You can transfer points to a multitude of airline partners (including Delta)
  • This card allows you to use points for any qualifying travel purchases and those points are redeemable for gift cards, travel, entertainment, charity, and more

The Cons

  • May not be as widely accepted abroad compared to Visa or Mastercard

Rewards Summary

  • 4X per $1 for purchases at restaurants worldwide and at U.S. supermarkets, on up to $25,000 per year in purchases
  • 3X per $1 on flights booked directly with airlines or on AmEx Travel
  • 1X per $1 on everyday purchases

Additional Benefits

  • Earn up to $120 in Uber Cash annually with your Gold Card

Customer Reviews

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How to make the most of your

American Express® Gold Card

Where to Transfer Your Points

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TRANSFER RATIO
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Our Favourite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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American Express® Gold Card

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