American Express® Gold Card

The American Express Gold card has great earning potential, including 4x points on all restaurants, take out and delivery (in the U.S.), and U.S. supermarket spending (up to $25,000 per calendar year in purchases, then 1x) as well as 3x points on booked flights.

Check out our deep dive on this card to see how the Gold Card can rack up more points than almost any other credit card on this list.

• Up to $120 in dining credits, $10 per month (as statement credits), after enrollment
• $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• No foreign transaction fees

• With this card, the only points limit is a $25,000 cap on U.S. grocery purchases per calendar year. Other than that, your points don't expire, and there are no blackout dates
• You can transfer points to a multitude of airline partners (including Delta)
• This card allows you to use points for any qualifying travel purchases and those points are redeemable for gift cards, travel, entertainment, charity, and more

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• May not be as widely accepted abroad compared to Visa or Mastercard

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