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Chase Sapphire Preferred® Card

Rates and Fees
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Bonus Points
Estimated Value
Recommended Credit
670 - 850
Annual Fee
Current Offer

Earn 60,000 Ultimate Rewards points after spending $4,000 within the first 3 months.


The Chase Sapphire Preferred is one of our favorite cards! Ultimate Reward points are very valuable, given their flexibility and ability to make an award booking. The points are worth more when redeemed through the Chase Travel Portal, at 1.25 cents each. So your 60,000 bonus points are worth $750 in free travel! You can also transfer your points at a 1:1 ratio to a handful of transfer partners for continued travel benefits.

Check out our deep dive on this card to learn more about how we're using it to travel hack.

  • 5X per $1 on travel purchased through Chase Ultimate Rewards®
  • 3X per $1 on dining, including eligible delivery services, takeout, and dining out
  • 3X per $1 on online grocery purchases (excluding target, Walmart, and wholesale clubs)
  • 3X per $1 on select streaming services
  • 2X per $1 on travel purchases
  • 1X per $1 on all other purchases

👍 Pros

  • The Chase Sapphire Preferred has no point limits, expiration dates, or foreign transaction fees.
  • With this card, you can earn a 25% points bonus on all travel redeemed through the Chase Travel Portal. And, your points can be combined with other Chase cards.
  • You'll also earn $50 annually for a Chase hotel credit.

👎 Cons

  • This card does not provide lounge access or any free checked bags.

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