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Chase Sapphire Preferred® Card

Rates and Fees

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Annual Fee: $95

Bonus Miles
Bonus Points
75,000
Recommended Credit
670 - 850
Current Offer

Earn 75,000 bonus points after spending $4,000 within the first 3 months of account opening. That's over $900 when you redeem through Chase Travel℠.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
75,000
Bonus Points
ELEVATED OFFER

Earn 75,000 bonus points after spending $4,000 within the first 3 months of account opening. That's over $900 when you redeem through Chase Travel℠.

Summary

The Chase Sapphire Preferred is one of our favorite cards! Ultimate Reward points are extremely valuable, given their flexibility and ability to make an award booking. The points are worth more when redeemed through the Chase Travel Portal, at 1.25 cents each, so your 75,000 bonus points are actually worth over $900 in free travel! You can also transfer your points at a 1:1 ratio to a handful of transfer partners (airlines and hotels) for continued travel benefits—and this is probably our favorite way to use Chase points.

Check out our deep dive on this card to learn even more about why this is one of our favorite cards!

Earning Rewards

  • 5X per $1 on travel purchased through Chase Ultimate Rewards®
  • 3X per $1 on dining, including eligible delivery services, takeout, and dining out
  • 3X per $1 on online grocery purchases (excluding target, Walmart, and wholesale clubs)
  • 3X per $1 on select streaming services
  • 2X per $1 on travel purchases
  • 1X per $1 on all other purchases

Additional Benefits

  • $50 Annual Chase Travel Hotel Credit, plus more
  • Discounts on DoorDash with free DashPass subscription for one year (if activated by 12/31/24)
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

Foreign Transaction Fee

  • None

Also consider

🏆 Best for travel credits

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

🏆 Best for travel credits

75,000
Bonus Points
ELEVATED OFFER
Earn 75,000 bonus points after spending $4,000 within the first three months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
75,000
Bonus Points
Earn 75,000 bonus points after spending $4,000 within the first three months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for $0 annual fee (business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 annual fee (business)

$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool