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Southwest has become a favorite airline loyalty program in the U.S. due to its often generous welcome offers and its lucrative companion pass. Even their most premium card doesn't have a scary annual fee, making the program and its cards very approachable for all travelers. Plus, any card that you see on this list that isn't a Southwest card will transfer its point to the Southwest program for continued travel benefits.
🏆 Best Southwest Starter Card
🏆 Best Southwest Starter Card
Annual Fee: $69
🏆 Best for Southwest loyalists
🏆 Best for Southwest loyalists
Annual Fee: $149
Annual Fee: $199
Annual Fee: $99
Southwest has become a favorite airline loyalty program in the U.S. due to its often generous welcome offers and its lucrative companion pass. Even their most premium card doesn't have a scary annual fee, making the program and its cards very approachable for all travelers. Plus, any card that you see on this list that isn't a Southwest card will transfer its point to the Southwest program for continued travel benefits.
🏆 Best Southwest Starter Card
🏆 Best Southwest Starter Card
Annual Fee: $69
🏆 Best for Southwest loyalists
🏆 Best for Southwest loyalists
Annual Fee: $149
Annual Fee: $199
Annual Fee: $99
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best for travel credits
Annual Fee: $550
🏆 Best Chase Welcome Offer
Annual Fee: $95
Southwest credit cards are perfect for anyone who loves to fly Southwest, especially if you want a shot at earning the Southwest Companion Pass. From cards with no annual fees to more premium options with anniversary bonuses, you can choose the card that fits your travel style and helps you earn points fast.
Beyond just flying, Southwest credit cards give you points on purchases like dining and Southwest bookings. Maximize your points through Southwest’s Rapid Rewards Shopping and Dining portals. And if you’ve got Chase Ultimate Rewards, you can transfer them to Southwest, too.
[.pro] No blackout dates or change fees on award flights [.pro]
[.pro] Earn points toward the Southwest Companion Pass [.pro]
[.pro] Anniversary point bonuses and flexible cancellation policies [.pro]
[.con] No premium lounge access [.con]
[.con] Limited international destinations [.con]
At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.
While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.
Read our full methodology for more information.
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