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Discover it® Student Cash Back

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Rates and Fees

$0 Annual Fee

Bonus Miles
Cash Back
Recommended Credit
Limited to No Credit History
Current Offer

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Discover it® Student Cash Back card has been collected independently by Daily Drop.

Cash Back

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.

All information about the Discover it® Student Cash Back card has been collected independently by Daily Drop.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Summary

Why it's great: The Discover it Student Cash Back card is an excellent financial tool tailored to meet the needs of students. With its user-friendly features and attractive rewards system, this card offers a unique opportunity for students to build credit while earning cash back on their everyday purchases. The card often comes with a competitive APR and no annual fee, making it a cost-effective choice for young individuals. One of the standout features is the rotating quarterly cash back categories, where students can earn higher rewards on specific spending areas like grocery stores, restaurants, and more.

Plus, Discover's commitment to responsible credit use is evident through its feature that rewards cardholders with a statement credit for maintaining good grades. All these features combined make the Discover It Student Cash Back card a practical and rewarding option for students looking to manage their finances wisely and pave the way for a strong credit history.

Earning Rewards

  • 5% cash back on everyday purchases at different places each quarter, up to $1,500 in spending per quarter for places like Amazon, grocery stores, restaurants, and gas stations
  • 1% cash back on all other purchases
  • Unlimited Cashback Match welcome offer
  • Free FICO® Score

Additional Benefits

Foreign Transaction Fee

Rates and Fees

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Also consider

Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
The Capital One Quicksilver Student Cash Credit Card is a great choice for students, offering unlimited 1.5% cash-back on all purchases without an annual fee, helping them build credit while earning rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Discover it® Student Cash Back

CURRENT OFFER

Cash Back

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Discover it® Student Cash Back card has been collected independently by Daily Drop.

REWARDS RATE
ANNUAL FEE
$0
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Rating Methodology

Our Take

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Pros & Cons

Pros

  • No annual fee
  • Easily approved
  • Bonus earnings categories
  • Cash back never expires

Cons

  • Complicated rewards
  • 5% bonus cashback rate limited to $1,500 per quarter in spending

Rewards Summary

  • 5% cash back on everyday purchases at different places each quarter, up to $1,500 in spending per quarter for places like Amazon, grocery stores, restaurants, and gas stations
  • 1% cash back on all other purchases
  • Unlimited Cashback Match welcome offer
  • Free FICO® Score

Additional Benefits

Customer Reviews & Redemptions

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Discover it® Student Cash Back

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Authors

Updated:  
June 2, 2025

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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