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IHG One Rewards Premier Select Credit Card

IHG One Rewards Premier Select Credit Card

Rates and Fees

๐Ÿ‘‰ Learn More ๐Ÿ‘ˆ

Annual Fee: $350

Bonus Miles
Bonus Points
200,000
Recommended Credit
Good to Excellent
Current Offer

Earn 200,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

โ€

โœ… Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the IHG One Rewards Premier Select Credit Card has been collected independently by Daily Drop.

200,000
Bonus Points
LIMITED TIME OFFER

Earn 200,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

โ€

All information about the IHG One Rewards Premier Select Credit Card has been collected independently by Daily Drop.

Summary

The IHG One Rewards Premier Select Credit Card is ideal for IHG loyalists looking for higher-level perks like automatic status, elite night credits, and over $1,000 in statement credit value in the first year.

Earning Rewards

  • Up to 28X total points at IHGยฎ Hotels and Resorts (12X points with this card, up to 10X points from IHGยฎ on stays for being an IHG One Rewards member, andup to 6X points from IHGยฎ on stays with Platinum Elite Status, a benefit of this card)
  • 6X points on dining and all other travel, including rideshare
  • 3X points per $1 spent on all other purchases

Additional Benefits

  • Earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.
  • Anniversary Free Night with a redemption cap of 60,000 points. You can use your points to top up if you want to stay somewhere that costs more than 60,000 points.
  • Earn an additional Anniversary Free Night with a current point redemption cap of 60,000 points after spending $40,000 on purchases with your card each calendar year.
  • Automatic Platinum Elite Status as long as you remain an IHG One Rewards Premier Select cardmember.
  • 20 Automatic Elite Night Credits on your account opening and then at the start of each calendar year.
  • Earn 2 Elite Night Credits (ENC) for every $5,000 spent on purchases with your Premier Select Card. Plus, earn an additional 5 Elite Night Credits (ENC) after you spend $15,000 on purchases each calendar year.
  • $300 in annual Food & Beverage credits at IHG hotels, distributed as $75 vouchers quarterly.
  • $200 airline statement credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.
  • Up to $120 Global Entry, TSA PreCheckยฎ or NEXUS fee credit every four years ย when the application fee is charged to your Card.
  • One-year complimentary DashPass by DoorDash. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027. Plus, a $10 monthly non-restaurant credit through Dec 31, 2027 as long as you remain enrolled in your Chase DashPass membership.
  • Up to $50 Unitedยฎ Airlines TravelBank Cash each year after registering your IHG One Rewards Premier Select Credit Card with your MileagePlusยฎ account.
  • Up to $120 in Instacart credits, distributed as monthly $10 credits for purchases made directly through Instacart with your IHG credit card.

Foreign Transaction Fee

Rates and Fees
  • None

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85,000
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โœ… Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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๐Ÿ† Best for Hilton Loyalists

200,000
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Best Points Offer Yet! Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 01/13/2027.
The Hilton Honors American Express Aspire Card provides premium travel benefits and perks, including elite status, substantial annual credits, and elevated points earning potential, catering to frequent travelers and Hilton hotel enthusiasts.
โœ… Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

๐Ÿ† Best for IHG Loyalists

The New IHG One Rewards Premier Credit Card

The New IHG One Rewards Premier Credit Card

The New IHG One Rewards Premier Credit Card

๐Ÿ† Best for IHG Loyalists

180,000 Bonus Points
Bonus Points
LIMITED TIME OFFER
Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Bonus Points
Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
The IHG One Rewards Premier Credit Card is an excellent choice for frequent travelers and hotel enthusiasts. With this card, you can earn valuable IHG Rewards points on your everyday purchases and enjoy premium benefits like complimentary hotel nights, automatic elite status, and more, making it the perfect companion for those seeking luxury hotel experiences.
โœ… Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Earn 200,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
200,000
Bonus Points

IHG One Rewards Premier Select Credit Card

IHG One Rewards Premier Select Credit Card

CURRENT OFFER
LIMITED TIME OFFER

200,000

Bonus Points

Earn 200,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

โ€

All information about the IHG One Rewards Premier Select Credit Card has been collected independently by Daily Drop.

REWARDS RATE
1-26X
ANNUAL FEE
$350
Our Score
Annual Fee (20%)
Welcome Offer (20%)
Rewards Rates (20%)
Redemptionย Value (15%)
Card Benefits & Perks (15%)
Travel Protections (10%)
Our Mission
Rating Methodology

Our Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Cons

Rewards Summary

  • Up to 28X total points at IHGยฎ Hotels and Resorts (12X points with this card, up to 10X points from IHGยฎ on stays for being an IHG One Rewards member, andup to 6X points from IHGยฎ on stays with Platinum Elite Status, a benefit of this card)
  • 6X points on dining and all other travel, including rideshare
  • 3X points per $1 spent on all other purchases

Additional Benefits

  • Earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.
  • Anniversary Free Night with a redemption cap of 60,000 points. You can use your points to top up if you want to stay somewhere that costs more than 60,000 points.
  • Earn an additional Anniversary Free Night with a current point redemption cap of 60,000 points after spending $40,000 on purchases with your card each calendar year.
  • Automatic Platinum Elite Status as long as you remain an IHG One Rewards Premier Select cardmember.
  • 20 Automatic Elite Night Credits on your account opening and then at the start of each calendar year.
  • Earn 2 Elite Night Credits (ENC) for every $5,000 spent on purchases with your Premier Select Card. Plus, earn an additional 5 Elite Night Credits (ENC) after you spend $15,000 on purchases each calendar year.
  • $300 in annual Food & Beverage credits at IHG hotels, distributed as $75 vouchers quarterly.
  • $200 airline statement credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.
  • Up to $120 Global Entry, TSA PreCheckยฎ or NEXUS fee credit every four years ย when the application fee is charged to your Card.
  • One-year complimentary DashPass by DoorDash. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027. Plus, a $10 monthly non-restaurant credit through Dec 31, 2027 as long as you remain enrolled in your Chase DashPass membership.
  • Up to $50 Unitedยฎ Airlines TravelBank Cash each year after registering your IHG One Rewards Premier Select Credit Card with your MileagePlusยฎ account.
  • Up to $120 in Instacart credits, distributed as monthly $10 credits for purchases made directly through Instacart with your IHG credit card.

How to make the most of your IHG One Rewards Premier Select Credit Card

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Updated: ย 
October 15, 2026
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