Advertiser Disclosure

IHG One Rewards Premier Credit Card

Rates and Fees
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Bonus Points
Estimated Value
Recommended Credit
670 - 850
Annual Fee
Current Offer

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.


Cardholders can earn heaps of points when staying at IHG properties and receive other exclusive perks. Given IHG's massive global footprint and attractive new IHG One Rewards program, this card has become a lot more interesting in recent months. Plus, the welcome bonus of 140,000 Bonus Points on a $99 card is absolutely bonkers. If you aren't already interested in IHG hotels, you might be after seeing this offer.

  • 26X total points per $1 at IHG hotels and resorts (10X with this card, 10X from IHG for being an IHG One Rewards member, and up to 6X for having Platinum Elite Status—a benefit of this card)
  • 5X per $1 on travel, dining and gas stations
  • 3X per $1 on all other purchases

👍 Pros

  • As long as your card is used every 12 months, it will not expire and has no blackout dates.
  • You can purchase hotels with points and cash, are reserve nights with your points.
  • With this card, you are also eligible to redeem for reward nights, gift cards, airfare, and more.

👎 Cons

  • This card offers a limited rewards inventory and very few hotel redemptions.

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