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IHG One Rewards Premier Business Credit Card

Rates and Fees

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Annual Fee: $99

Bonus Miles
Bonus Points
140,000
Recommended Credit
670 - 850
Current Offer

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
140,000
Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

Summary

The IHG One Rewards Premier Business Credit Card is a good option for those wanting a business card with great hotel benefits. It has a low $99 annual fee and offers an anniversary free reward night, a fourth night free on award redemptions, and automatic Platinum Elite status, making it a great option for those who are loyal to IHG.

Earning Rewards

  • Up to 26X per $1 spent at IHG Hotels and Resorts (10X points with this card, up to 10X points from IHG One for being an IHG One Rewards Member, and up to 6X points from IHG® with Platinum Elite Status, a benefit of this card)
  • 5X per $1 spent on travel and hotels, gas stations, select advertising, and at restaurants
  • 3X per $1 on everyday purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Redeem 3 nights, get 4th night free
  • Anniversary Free Night (with a current point redemption cap of 40,000 points)
  • Global Entry, TSA PreCheck®, or NEXUS Statement Credit (up to $100 every four years)

Foreign Transaction Fee

  • None

Also consider

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

5 Free Night Awards
Bonus Points
LIMITED TIME OFFER
Limited Time Offer: Earn 5 Free Night Awards, valued at up to 50K points each for eligible stays. Offer ends 7/10. Resort fees & terms apply.
Bonus Points
Limited Time Offer: Earn 5 Free Night Awards, valued at up to 50K points each for eligible stays. Offer ends 7/10. Resort fees & terms apply.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Premier Business Credit Card

CURRENT OFFER

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
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Pros and Cons

The Pros

  • Low annual fee
  • Automatic Platinum Elite Status
  • Free night after each account anniversary, and an additional free night when you book four consecutive nights at an IHG hotel
  • 20% off when buying IHG points, and up to $50 in United Airlines TravelBank Cash each calendar year

The Cons

  • No introductory period
  • High rates
  • IHG points aren't worth as much as other credit card points

Rewards Summary

  • Up to 26X per $1 spent at IHG Hotels and Resorts (10X points with this card, up to 10X points from IHG One for being an IHG One Rewards Member, and up to 6X points from IHG® with Platinum Elite Status, a benefit of this card)
  • 5X per $1 spent on travel and hotels, gas stations, select advertising, and at restaurants
  • 3X per $1 on everyday purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Redeem 3 nights, get 4th night free
  • Anniversary Free Night (with a current point redemption cap of 40,000 points)
  • Global Entry, TSA PreCheck®, or NEXUS Statement Credit (up to $100 every four years)

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How to make the most of your

IHG One Rewards Premier Business Credit Card

Where to Transfer Your Points

PROGRAM NAME
TRANSFER RATIO
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Our Favourite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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IHG One Rewards Premier Business Credit Card

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