Advertiser Disclosure

IHG One Rewards Premier Business Credit Card

Rates and Fees

Click to Learn More!

Annual Fee: $99

Bonus Miles
Bonus Points
140,000
Recommended Credit
670 - 850
Current Offer

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
140,000
Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

Summary

The IHG One Rewards Premier Business Credit Card is a good option for those wanting a business card with great hotel benefits. It has a low $99 annual fee and offers an anniversary free reward night, a fourth night free on award redemptions, and automatic Platinum Elite status, making it a great option for those who are loyal to IHG.

‍

Earning Rewards

  • Up to 26X per $1 spent at IHG Hotels and Resorts (10X points with this card, up to 10X points from IHG One for being an IHG One Rewards Member, and up to 6X points from IHG® with Platinum Elite Status, a benefit of this card)
  • 5X per $1 spent on travel and hotels, gas stations, select advertising, and at restaurants
  • 3X per $1 on everyday purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Redeem 3 nights, get 4th night free
  • Anniversary Free Night (with a current point redemption cap of 40,000 points)
  • Global Entry, TSA PreCheck®, or NEXUS Statement Credit (up to $100 every four years)

Foreign Transaction Fee

  • None

Also consider

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Annual Fee: $125

Rates & Fees   |  Terms Apply
3 Free Night Awards
Bonus Points
Earn 3 Free Night Awards after spending $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Bonus Points
Earn 3 Free Night Awards after spending $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Annual Fee: $195

Rates & Fees   |  Terms Apply
130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

IHG One Rewards Premier Business Credit Card

CURRENT OFFER

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

Click to Learn More!Rates & Fees
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Comparable Cards

No items found.
FULL COMPARISON

Pros & Cons

Pros

  • Low annual fee
  • Automatic Platinum Elite Status
  • Free night after each account anniversary, and an additional free night when you book four consecutive nights at an IHG hotel
  • 20% off when buying IHG points, and up to $50 in United Airlines TravelBank Cash each calendar year

‍

Cons

  • No introductory period
  • High rates
  • IHG points aren't worth as much as other credit card points

‍

Rewards Summary

  • Up to 26X per $1 spent at IHG Hotels and Resorts (10X points with this card, up to 10X points from IHG One for being an IHG One Rewards Member, and up to 6X points from IHG® with Platinum Elite Status, a benefit of this card)
  • 5X per $1 spent on travel and hotels, gas stations, select advertising, and at restaurants
  • 3X per $1 on everyday purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Redeem 3 nights, get 4th night free
  • Anniversary Free Night (with a current point redemption cap of 40,000 points)
  • Global Entry, TSA PreCheck®, or NEXUS Statement Credit (up to $100 every four years)

Customer Reviews & Redemptions

WRITE A REVIEW
Click the button above to leave our first review!
The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

How to make the most of your

IHG One Rewards Premier Business Credit Card

Transfer Partners

PROGRAM NAME
TRANSFER RATIO
No items found.

Our Favorite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
No items found.

The Best Complementary Cards

No items found.

Who Should Get The

IHG One Rewards Premier Business Credit Card

?

Who Should Not Get The

IHG One Rewards Premier Business Credit Card

?

Frequently Asked Questions

No items found.

Authors

Click to Learn More!
Rates & Fees | Terms Apply
What's on this page
Our Methodology & Mission
My Take
Comparable Cards
Pros and Cons
Rewards Summary
Additional Benefits
Customer Reviews
How to make the most of your
IHG One Rewards Premier Business Credit Card
Transferring Points
Our Favorite Redemptions
Related Videos
Offer History
Who should get the
IHG One Rewards Premier Business Credit Card
?
Who should not get the
IHG One Rewards Premier Business Credit Card
?
Recommended Credit
Related Articles
FAQs
Authors
What's on this page