Advertiser Disclosure

IHG One Rewards Premier Business Credit Card

Rates and Fees
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Bonus Points
140,000
Estimated Value
Recommended Credit
670 - 850
Annual Fee
$99
Current Offer

Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Summary

The IHG One Rewards Premier Business Credit Card is a good option for those wanting a business card with great hotel benefits. It has a $99 annual fee and offers a 140,000-point initial bonus. Cardholders earn points at a rate of 10 points per $1 spent at IHG hotels, 5 points per $1 spent in popular categories, and 3 points per $1 spent on all other purchases. The card also offers an annual free reward night, a fourth night free on award redemptions, a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year, and certain Global Entry, TSA, or NEXUS credits.

And, if you're looking for automatic elite status, this card is an excellent way to get there. This card also has pretty great benefits considering its lower annual fee.

  • A 60% bonus on IHG rewards earned through eligible stays
  • Early check-in and complimentary room upgrades
  • Automatic Platinum Elite status
  • A free night after each account anniversary
  • 10x points at IHG properties
  • 5x points on travel, gas stations, dining, and more
  • 3x points on other purchases
  • No foreign transaction fees
  • A $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
  • Up to $50 in United Airlines TravelBank Cash each calendar year
  • 20% off when buying IHG points

👍 Pros

  • Low annual fee
  • Automatic Platinum Elite Status
  • Free night after each account anniversary, and an additional free night when you book four consecutive nights at an IHG hotel
  • 20% off when buying IHG points, and up to $50 in United Airlines TravelBank Cash each calendar year

👎 Cons

  • No introductory period
  • High rates
  • IHG points aren't worth as much as other credit card points

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