Marriott Bonvoy Business® American Express® Card

If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get. For instance, you’ll be gifted Gold Elite status which comes with 25% bonus points on paid stays, late checkout, a welcome gift via points, and room upgrades when available. You’ll also receive 15 elite night credits to help you work towards the next level of status, plus a free night award on your card’s anniversary. And because this is a business card, you’ll also get an automatic 7% discount on standard room rates when you search for the “Amex Biz Card Member Rate” on Marriott’s site.

• Earn up to 18.5x total points at Marriott (6x points for every $1 spent at participating Marriott properties, plus 10x points for being a member, and 2.5x points for having Gold Elite status)
• 4x points on restaurants worldwide, U.S. gas stations, wireless phone services, and shipping merchants
• 2x points on all other eligible purchases

• This card has no blackout dates, no point limits, and no points expiration dates
• And, you'll be getting a 1:1 points transfer ratio to a multitude of airline partners, along with high points value on travel purchases
• You'll also earn a bonus when converting at least 20,000 points into miles!

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• With this card, you're getting less value for your points on less expensive hotels

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