Is Southwest Rapid Rewards® Premier Credit Card worth it?

The Southwest Premier card is for people who love to travel with Southwest Airlines. Cardholders can earn Rapid Rewards points for their spending and enjoy benefits such as an annual bonus and in-flight savings, making it a great choice for frequent Southwest flyers. *The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.

What credit score do I need to get Southwest Rapid Rewards® Premier Credit Card?

The recommended credit score for Southwest Rapid Rewards® Premier Credit Card is Good to Excellent.

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Southwest Rapid Rewards® Premier Credit Card

Rates and Fees

👉 Learn More 👈

Annual Fee: $149

Bonus Miles

Bonus Points

50,000

Recommended Credit

Good to Excellent

Current Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.

50,000

Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Summary

The Southwest Rapid Rewards® Premier Credit Card is a popular choice for frequent travelers wanting to maximize their benefits with Southwest Airlines. With this card, cardholders can enjoy a range of perks, including the ability to earn Rapid Rewards points on every purchase, which can be redeemed for flights, hotel stays, car rentals, and more within the Southwest Airlines network. The card also offers a generous welcome offer, allowing new cardholders to kickstart their travel rewards.

And, cardholders benefit from anniversary points each year, which further enhances the value of the card. With access to additional exclusive travel experiences, the Southwest Rapid Rewards® Premier Credit Card is a valuable tool for those who frequently fly with Southwest and want to make the most of their travel dollars.

Earning Rewards

3x per $1 on Southwest Airlines^® purchases
2x per $1 on grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year
2x per $1 on Rapid Rewards hotel and car rental partners (through Dec. 31, 2025)
2x per $1 on local transit and commuting, including rideshare, plus internet, cable, and phone services and on select streaming (through Dec. 31, 2025)
1x per $1 on all other purchases

Additional Benefits

First checked bag free (for you and up to 8 additional passengers in the same reservation)
Complimentary Preferred seat (standard or preferred seat within 48 hours prior to departure, when available)
15% Flight Discount (each year on your cardmember anniversary)
Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually‍
10,000 Companion Pass qualifying points boost each year
Group 5 boarding (for you and up to 8 passengers in the same reservation)
25% back on inflight purchases
6,000 points every year on your Cardmember anniversary
EarlyBird Check-In® each year for 2025 flights

Foreign Transaction Fee

Rates and Fees

None

Also consider

🏆 Best Southwest Starter Card

Southwest Rapid Rewards® Plus Credit Card

🏆 Best Southwest Starter Card

Annual Fee: $99

Rates & Fees | Terms Apply

50,000

Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

50,000

Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

The Southwest Rapid Rewards Plus Credit Card is a co-branded airline credit card for Southwest Airlines enthusiasts. It offers opportunities to earn Rapid Rewards points on purchases, enjoy benefits like an annual bonus, and provides a convenient way to save on Southwest Airlines flights, making it a solid choice for those who frequently travel with this airline.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

🏆 Best for Southwest Loyalists

Southwest Rapid Rewards® Priority Credit Card

🏆 Best for Southwest Loyalists

Annual Fee: $229

Rates & Fees | Terms Apply

50,000

Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

50,000

Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

The Southwest Rapid Rewards Priority Credit Card is a co-branded airline credit card designed for Southwest Airlines enthusiasts. It offers various travel benefits, including opportunities to earn Rapid Rewards points on purchases, an annual travel credit, and elevated loyalty status benefits, making it a top choice for those who frequently fly with Southwest Airlines.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Southwest Rapid Rewards® Premier Credit Card

CURRENT OFFER

50,000

Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

👉 Learn More 👈Rates & Fees

REWARDS RATE

1-3x points

ANNUAL FEE

$149

Our Score

Annual Fee (20%)

Welcome Offer (20%)

Rewards Rates (20%)

Redemption Value (15%)

Card Benefits & Perks (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Companion Pass potential
Rapid Rewards earnings
Anniversary points

‍

Cons

Limited airline choice
Limited global acceptance

‍

Rewards Summary

3x per $1 on Southwest Airlines^® purchases
2x per $1 on grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year
2x per $1 on Rapid Rewards hotel and car rental partners (through Dec. 31, 2025)
2x per $1 on local transit and commuting, including rideshare, plus internet, cable, and phone services and on select streaming (through Dec. 31, 2025)
1x per $1 on all other purchases

Additional Benefits

First checked bag free (for you and up to 8 additional passengers in the same reservation)
Complimentary Preferred seat (standard or preferred seat within 48 hours prior to departure, when available)
15% Flight Discount (each year on your cardmember anniversary)
Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually‍
10,000 Companion Pass qualifying points boost each year
Group 5 boarding (for you and up to 8 passengers in the same reservation)
25% back on inflight purchases
6,000 points every year on your Cardmember anniversary
EarlyBird Check-In® each year for 2025 flights

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