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Southwest Rapid Rewards® Priority Credit Card

Rates and Fees

👉 Learn More 👈

Annual Fee: $229

Bonus Miles
Bonus Points
100,000
Recommended Credit
Good to Excellent
Current Offer

Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening. Offer ends 9/18/25 at 9:00 AM EST.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
100,000
Bonus Points
LAST CHANCE

Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening. Offer ends 9/18/25 at 9:00 AM EST.

Summary

The Southwest Rapid Rewards® Priority Credit Card is a co-branded travel credit card designed for Southwest Airlines loyalists. It offers a range of benefits for frequent Southwest travelers, including annual travel credits, priority boarding, and the opportunity to earn Rapid Rewards points on eligible purchases. This card is best for flyers who benefit from the travel credit, upgraded boarding, and elite status boosts.

Earning Rewards

[.redeem] 4x [.redeem] per $1 spent on Southwest Airlines® purchases

[.redeem] 2x [.redeem] per $1 at gas stations and restaurants, with no annual cap

[.redeem] 2x [.redeem] per $1 spent on Rapid Rewards hotel and car rental partners (through December 31, 2025)

[.redeem] 2x [.redeem] per $1 spent on local transit and commuting, including rideshare (through December 31, 2025)

[.redeem] 2x [.redeem] per $1 spent on internet, cable, and phone services; select streaming (through December 31, 2025)

[.redeem] 1x [.redeem] per $1 on everyday purchases

Additional Benefits

  • 10,000 Companion Pass qualifying points boost every year
  • $75 Southwest® annual travel credit (through December 31, 2025)
  • New: First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
  • New: Preferred Seat Selection at Booking, when available
  • New: Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
  • New: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
  • 7,500 points every year on your Cardmember anniversary
  • 25% back on inflight purchases
  • Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status

Foreign Transaction Fee

Rates and Fees
  • None

Also consider

🏆 Best Southwest Starter Card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

🏆 Best Southwest Starter Card

100,000
Bonus Points
LAST CHANCE
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening. Offer ends 9/18/25 at 9:00 AM EST.
100,000
Bonus Points
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening. Offer ends 9/18/25 at 9:00 AM EST.
The Southwest Rapid Rewards Plus Credit Card is a co-branded airline credit card for Southwest Airlines enthusiasts. It offers opportunities to earn Rapid Rewards points on purchases, enjoy benefits like an annual bonus, and provides a convenient way to save on Southwest Airlines flights, making it a solid choice for those who frequently travel with this airline.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

100,000
Bonus Points
LIMITED TIME OFFER
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.
100,000
Bonus Points
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.
The Southwest Premier card is for people who love to travel with Southwest Airlines. Cardholders can earn Rapid Rewards points for their spending and enjoy benefits such as an annual bonus and in-flight savings, making it a great choice for frequent Southwest flyers. *The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening. Offer ends 9/18/25 at 9:00 AM EST.
100,000
Bonus Points

Southwest Rapid Rewards® Priority Credit Card

CURRENT OFFER
LAST CHANCE

100,000

Bonus Points

Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening. Offer ends 9/18/25 at 9:00 AM EST.

REWARDS RATE
1-4x points
ANNUAL FEE
$229
Our Score
78
Annual Fee (20%)
6
Welcome Offer (20%)
10
Rewards Rates (20%)
10
Redemption Value (15%)
8
Card Benefits & Perks (15%)
8
Travel Protections (10%)
6
Our Mission
Rating Methodology

Our Take

McKay Moffitt

The Southwest Rapid Rewards® Priority Credit Card is the best personal Southwest card out there (in my opinion). It’s not the cheapest Southwest option, but the extra perks more than make up for it if you’re loyal to the airline. Between the generous welcome offer, annual anniversary points, and travel perks like Upgraded Boardings and Preferred seat selection, this card can quickly pay for itself. If you’re chasing the Companion Pass or fly Southwest even a few times a year, this is a great option for you.

Comparable Cards

Southwest Rapid Rewards® Plus Credit Card

Annual Fee: $99

Rates & Fees
|
Terms Apply
WELCOME OFFER
100,000
Bonus Points
OUR SCORE
80

Chase Sapphire Preferred® Card

Annual Fee: $95

Rates & Fees
|
Terms Apply
WELCOME OFFER
75,000
Bonus Points
OUR SCORE
92

Ink Business Preferred® Credit Card

Annual Fee: $95

Rates & Fees
|
Terms Apply
WELCOME OFFER
90,000
Bonus Points
OUR SCORE
90
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

[.pro] Opportunity to earn Rapid Rewards points for Southwest Airlines flights and everyday spending [.pro]

[.pro] Complimentary Preferred seat at booking when available [.pro]

[.pro] Early boarding for you and up to eight companions on your same reservation [.pro]

[.pro] Access to other Southwest Airlines travel benefits, including in-flight discounts [.pro]

Cons

[.con] Decent annual fee [.con]

[.con] Points have limited use outside of Southwest’s own program [.con]

[.con] No lounge access or premium travel benefits beyond Southwest [.con]

Rewards Summary

[.redeem] 4x [.redeem] per $1 spent on Southwest Airlines® purchases

[.redeem] 2x [.redeem] per $1 at gas stations and restaurants, with no annual cap

[.redeem] 2x [.redeem] per $1 spent on Rapid Rewards hotel and car rental partners (through December 31, 2025)

[.redeem] 2x [.redeem] per $1 spent on local transit and commuting, including rideshare (through December 31, 2025)

[.redeem] 2x [.redeem] per $1 spent on internet, cable, and phone services; select streaming (through December 31, 2025)

[.redeem] 1x [.redeem] per $1 on everyday purchases

Additional Benefits

  • 10,000 Companion Pass qualifying points boost every year
  • $75 Southwest® annual travel credit (through December 31, 2025)
  • New: First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
  • New: Preferred Seat Selection at Booking, when available
  • New: Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
  • New: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
  • 7,500 points every year on your Cardmember anniversary
  • 25% back on inflight purchases
  • Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status

How to make the most of your

Southwest Rapid Rewards® Priority Credit Card

[.dontreco] We don’t recommend:  Redeeming points for non-flight rewards [.dontreco]

While you can use your Rapid Rewards points for things like gift cards, the value per point is significantly lower compared to booking flights. Save your points for flights to get the best value and enjoy those free trips.

[.sometimesreco] We sometimes recommend: Booking directly through Southwest’s website [.sometimesreco]

Booking directly on the Southwest Airlines website often unlocks promotional offers and ensures you earn points on your fare. Just keep an eye on blackout dates and availability, as value can fluctuate depending on travel dates.

[.alwaysreco] We always recommend:  Utilizing the Companion Pass [.alwaysreco]

The Companion Pass is a game changer, letting a friend or family member fly with you for just the cost of taxes. This benefit makes the card especially valuable for frequent travelers. And, make sure to take advantage of the card's points-earning potential when booking flights to maximize your rewards.

Transfer Partners

PROGRAM NAME
TRANSFER RATIO

Offer History

OFFER DATES
OFFER DETAILS
Current Offer since
Jul 2025
through
Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.
Current Offer since
Apr 2025
through
Jul 2025
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Feb 2025
through
Mar 2025
Earn 30,000 bonus points after spending $4,000 within the first three months of account opening.
Current Offer since
Jan 2025
through
Feb 2025
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Nov 2024
through
Jan 2025
Earn 40,000 bonus points after spending $3,000 within the first four months of account opening.
Current Offer since
Oct 2024
through
Nov 2024
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Sep 2024
through
Oct 2024
Earn 85,000 bonus points after spending $3,000 within the first three months of account opening.
Current Offer since
Jun 2024
through
Sep 2024
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Jun 2024
through
Jun 2024
Earn 85,000 bonus points after spending $3,000 within the first three months of account opening.
Current Offer since
Mar 2024
through
Jun 2024
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Feb 2024
through
Mar 2024
Earn 30,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Dec 2023
through
Feb 2024
Earn 75,000 bonus points after spending $3,000 within the first three months of account opening.
Current Offer since
Jul 2023
through
Dec 2023
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
May 2023
through
Jul 2023
Earn 60,000 bonus points after spending $3,000 within the first three months of account opening.
Current Offer since
Mar 2023
through
May 2023
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Dec 2022
through
Feb 2022
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Nov 2022
through
Dec 2022
Earn 75,000 bonus points after spending $3,000 within the first three months of account opening.
Current Offer since
Jul 2022
through
Nov 2022
Earn 50,000 bonus points after spending $1,000 within the first three months of account opening.
Current Offer since
Feb 2022
through
Mar 2023
Earn 30,000 bonus points after spending $4,000 within the first three months of account opening.

Best Complementary Cards

The World of Hyatt Credit Card

Southwest and Hyatt have a partnership that lets you transfer points between programs. Pairing the Priority with the Hyatt card means you can earn points on hotel stays and potentially convert them into Rapid Rewards for flights (or vice versa). It’s a good combo for Southwest fans who want both a hotel and airline option.

Chase Sapphire Reserve®

If you already fly Southwest frequently, pairing the Priority card with the Sapphire Reserve gives you premium benefits the Southwest card doesn’t provide, like airport lounge access, travel protections, and a flexible travel credit. You’ll still use the Priority card for Southwest purchases, but the Reserve helps you cover the rest of your travel.

Who Should Get The

Southwest Rapid Rewards® Priority Credit Card

?

1. The Southwest Loyalist

If you’re flying Southwest multiple times a year, this is the personal card to have. The free checked bag, Preferred seat selection, and Upgraded Boardings make your travel days better while saving you money. Add in the anniversary points, and you’ll easily justify the annual fee. And honestly, even if you don’t travel every week, this card offers enough built-in value to make sense for occasional flights.

2. The Companion Pass Fan

The Companion Pass is Southwest’s holy grail, letting a companion fly with you for just the cost of taxes and fees. Every point earned from this card counts toward earning the pass, plus you get an automatic 10,000-point head start each year. If the Companion Pass is on your wish list, the Priority card makes a ton of sense.

Who Should Not Get The

Southwest Rapid Rewards® Priority Credit Card

?

You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is low, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Southwest Plus Card, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

Frequently Asked Questions (FAQs)

What’s the difference between the Priority and Premier cards?

The Premier has a lower annual fee and includes anniversary points but lacks Preferred seat selection, Upgraded Boardings, and the Companion Pass boost. The Priority is more expensive but offers much more value if you fly often.

Does the Priority Card help with the Companion Pass?

Yes, the Priority Card helps with the Companion Pass. Not only do all the points you earn count toward Companion Pass, but you also get an automatic 10,000-point boost every year.

Does the Southwest Priority Card come with free bags?

Yes, you and up to eight passengers on the same reservation each get your first checked bag free (that’s up to $280 in savings round-trip for a family of four).

Our Experts

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor 

Updated:  
September 11, 2025
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