Advertiser Disclosure

The Plum Card® from American Express

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Rates and Fees
Bonus Points
Estimated Value
Recommended Credit
670 - 850
Annual Fee
$250
Current Offer

Earn unlimited 1.5% cash back on eligible charges when you pay within ten days of your statement closing date.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The Plum Card® from American Express is a unique business credit card that offers flexibility in managing business expenses. It allows you to choose when you pay your statement balance, offering a discount for early payment. This flexibility can be valuable for businesses looking to manage cash flow effectively. It's ideal for small business!

  • No fee for employee cards
  • No Membership Rewards, airline fee, or technology statement credits
  • Up to 60 interest-free days to pay your bill, provided you meet the minimum payment requirement by the due date
  • No foreign transaction fees
  • Includes purchase protection, car rental protections, and travel insurance

👍 Pros

  • Flexible payment options with an early pay discount
  • No preset spending limit, allowing for flexibility in business spending
  • Access to expense management tools for businesses
  • Rewards may include discounts on your annual fee based on spending

👎 Cons

  • Comes with an annual fee
  • The card's unique features may not be suitable for all business needs

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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