If you’re a small business owner, having a trusted business credit card is one of the smartest moves you can make. With the right strategy, your everyday business spending could cover flights, hotels, and even a rental car. In other words, your next vacation might already be paid for.
That’s why we love the Capital One Venture X Business. It delivers fantastic travel value, perks, and a generous welcome offer: Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. Plus, you’ll enjoy benefits like a $300 annual travel credit, 10,000 anniversary miles, airport lounge access, and no preset spending limit.
Here’s how you could turn 150,000+ Capital One miles from the Venture X Business welcome offer into a Hawaii dream trip.
Venture X Business Overview
The Venture X Business is ideal for business owners who value simplicity when it comes to earning rewards and flexibility when it comes to redeeming them.
In addition to its welcome offer, the Venture X Business boasts these perks and benefits:
10x miles on hotels and rental cars booked through Capital One Travel
5x miles on flights and vacation rentals booked through Capital One Travel
2x miles on all other purchases (🎉)
$300 annual travel credit for bookings through Capital One Travel
10,000 bonus anniversary miles each year
Complimentary lounge access to Capital One Lounges and over 1,300 Priority PassTM lounges (after enrollment)
No additional fee for employee cards
🧠 New to Capital One miles? Start with our Capital One Miles guide for partner lists, transfer tips, and sweet spots.
What Are Capital One Miles Worth?
Daily Drop values Capital One miles at around 1.8 to 2 cents each when transferred to airline or hotel partners. That means 100,000 miles can be worth $1,800 to $2,000 toward travel.
Meanwhile, fixed-value redemptions typically return about 1 cent per mile (i.e., 100,000 miles = $1,000), whether you book through Capital One Travel or offset a recent travel purchase.
💡 Pro Tip: Not sure if a redemption is “good”? Plug your numbers into our free Cents-Per-Point Calculator to compare values.
Ways to Redeem Capital One Miles
These are the main ways you can redeem your Capital One miles for travel and typical value:
Redemption Option | Redemption Rate |
|---|---|
Offset any travel purchase within the last 90 days | 1¢ per mile |
Fixed-value via Capital One Travel or statement credit | 1¢ per mile |
Transfer miles to airline or hotel partners | Up to 2¢ or more |
It’s up to you how to redeem, but partner transfers usually unlock the most value.
🌺 How to Turn Venture X Business Bonus Into a 7-Day Hawaii Trip
Let’s state the obvious — travel will never truly be “free,” but using credit card miles and points strategically can dramatically reduce out-of-pocket costs.
Once you’ve met the $30,000 spending requirement, you’ll have earned 150,000 bonus miles plus at least 60,000 miles from spend (assuming all purchases earn 2x).
That’s a whopping total of 210,000 miles to play with (🤯)! That’s more than enough to cover flights, hotels, and even a rental car for a week in Hawaii.
Photo by Daily Drop
Flights
One of the best sweet spots for domestic travel, including flights to Hawaii, is booking through the Turkish Airlines Miles&Smiles program for flights operated by United.
At just 15,000 miles one-way for an economy seat, or 20,000 miles for business, you and your partner could score round-trip flights for as little as 60,000 miles or 80,000 miles, respectively, in total.
Popular cities that offer non-stop routes to Honolulu (HNL) include:
Chicago (ORD)
Denver (DEN)
Houston (IAH)
Los Angeles (LAX)
Newark (EWR)
San Francisco (SFO)
Washington, D.C. (IAD)
Here’s how to book this award ticket with Turkish Airlines:
First search for award availability on United’s website
Once you find an available flight with United, create/log in to your Turkish Miles&Smiles account and locate the same flight.
Transfer Capital One miles 1:1 to Turkish and book the award. (Transfers are final; availability can change quickly.)
💡 Pro Tip: Be flexible with dates and consider nearby airports (i.e., SJC/OAK for the Bay Area, IAH/AUS in Texas). Saver seats to Hawaii can be scarce, so pounce when they appear. Daily Drop Pro can also help you spot availability.
Hotels
Next, you can transfer Capital One miles earned from the Venture X Business to several hotel partners, including Accor, Choice Hotels, and Wyndham.
While Capital One’s hotel partners aren’t as extensive as some other issuers, don’t forget you also have access to the $300 travel credit, the Capital One Travel portal, and the ability to offset any travel purchase within 90 days.
Consider this gorgeous property in Honolulu. It could be yours for six nights and 125,000 miles — saving you $1,250 out of pocket 👇
Screenshot from Capital One Travel
Even if you splurged for two round-trip business class tickets totaling 80,000 miles, you’d still be under your initial 210,000-mile stash with this hotel booking.
Car Rental + More
The best way to explore Oʻahu is by car, so a rental car is in order. Consider using your $300 travel credit for a rental through Capital One Travel. Six days for a standard SUV and nothing out of pocket? You bet!
By simply putting your normal business spend on a stellar card like the Venture X Business, you earned over 200,000 miles that turned into a week-long getaway to Hawaii.
Bottom Line
The Capital One Venture X Business stands out for its straightforward earning, flexible redemptions, and hefty welcome bonus that can easily cover a real vacation, like a week in Hawaii.
With 2x everywhere, 5x on flights and 10x on hotels and rental cars through Capital One Travel, plus the $300 annual travel credit, 10k anniversary miles, and lounge access, the Venture X Business is a compelling pick for small business owners who value time, perks, and easy redemptions.
