Most Flexible Welcome Offer EVER

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Okay y’all… listen up.

Right now, you can earn up to 75,000 Chase Ultimate Rewards® on a card with NO annual fee… 🤯

Let me introduce you to the Ink Business Cash® Credit Card!

A black background with purple and pink neon that has a credit card in the middle

And if you’re already experiencing a mental block because you read the word “business” in the name, HOLD UP.

I have some questions for you…

  • Are you a freelance photographer?

  • Do you have a blog that generates some income?

  • Are you a petsitter?

  • Are you selling home-made products on Etsy?

  • Do you have literally any other side hustle?

If you answered yes to any of those questions, then this card is perfect for you and your small business.

But for starters, the Ink Business Cash® Credit Card is, well, a cash-back card.

It’s welcome offer gives you the ability to earn up to $750 bonus cash-back (e.g. 75,000 Chase Ultimate Rewards®) after spending $6,000 in the first six months of having this card.

But here’s where I think this offer becomes super valuable…

If you’re concerned about being able to hit that minimum spend, I have GREAT news for you.

You’ll have the ability to earn $350 (35,000 Chase Ultimate Rewards®) when you spend just $3,000 in the first three months BUT you can then earn the remaining $400 (40,000 Chase Ultimate Rewards®) if you’re able to reach that $6,000 total spend in the first six months!

Earning a welcome offer is usually an all or none deal, but you have ULTIMATE FLEXIBILITY with this one 🤗

So no matter if you’re able to reach $3,000 or $6,000 (or anywhere in between), you’ll walk away with a solid stack of Chase Ultimate Rewards® that can be used for amazing travel redemptions.

But… Chase Ultimate Rewards®? I thought you said it’s a cash-back card??

-You, probably wondering

Well, my inquisitive reader, if you hold a card that already earns Chase Ultimate Rewards® (like our most popular card, the Chase Sapphire Preferred® Card), those cash-back earnings can actually be transformed into the insanely valuable Chase Ultimate Rewards® points 🎉

And I haven’t even told you about the card’s earning structure yet…

You will earn:

  • 5% cash-back per $1 (or 5X points) on the first $25,000 spent in combined purchases each account anniversary year at office supply stores, internet, cable, and phone services

  • 5% cash-back per $1 (or 5X points) on Lyft rides through March 2025

  • 2% cash-back per $1 (or 2X points) on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants

  • 1% cash-back per $1 (or 1X points) on all other purchases

If you’re able to earn the full welcome offer of $750 bonus cash-back (and you want to maximize your earnings, duh), you’ll want to turn that cash-back bonus into Chase Ultimate Rewards®—like I mentioned earlier.

And lucky for you, those newly converted 75,000 Chase Ultimate Rewards® will no longer be worth just $750 as the cash-back bonus says…

*Clears throat dramatically*

You see, Chase has a cornucopia of amazing transfer partners like Hyatt, British Airways, United, Southwest, and more.

For example, if you transferred those 75,000 points to Hyatt, you could book five nights at this gorgeous hotel in Long Beach, California.

Screenshot of sample booking at Hyatt Regency Long Beach

And if that doesn’t sound like a lot, a five-night stay at this property would run you… wait for it… almost $2,200… 🤯

Cash price booking at Hyatt Regency Long Beach

If you’re more of a Europe gal, I’ve got more good news for you.

You could transfer those points to KLM/Air France Flying Blue and book TWO round-trips to Europe from the U.S….

And you’d still have 15,000 points left over in the end.

Screenshot of flight bookings on KLM/Air France

So here’s the bottom line, folks…

This is a pretty amazing deal. It’s not often we see a card with no annual fee that can unlock thousands of dollars in value like this.

So if you’re interested in adding a lovely card to your wallet and racking up tens of thousands of points (or hundreds of dollars in cash back) in the process, I highly encourage you to check this out.

💡Plus, enjoy a 10% Business Relationship Bonus as a reward for choosing Chase with this welcome offer.

If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary, you’ll earn a one-time 10% bonus of all eligible cash back earned in your first year. That means if you earn $2,500 in cash back, you’ll get a $250 bonus. Offer is only available for Ink Business Cash cards opened between March and November 2024.

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