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Capital One Spark Cash Select for Excellent Credit

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Rates and Fees

Annual Fee: $0

Bonus Miles
Cash Back
$750
Recommended Credit
740 - 850
Current Offer

Earn a $750 cash bonus when you spend $6,000 in the first 3 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
$750
Cash Back

Earn a $750 cash bonus when you spend $6,000 in the first 3 months.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Summary

The Capital One Spark Cash Select for Excellent Credit is an excellent choice for business owners with an excellent credit profile who want to earn cash-back rewards on their business spending. It offers a straightforward 1.5% cash-back rate on all purchases, making it easy to earn and redeem cash-back rewards. With no annual fee, it's a cost-effective option for businesses.

Earning Rewards

  • 5% cash-back per $1 on hotels and rental cars booked through Capital One Travel
  • 1.5% cash-back per $1 for your business on every purchase, everywhere, no limits or category restrictions

Additional Benefits

Foreign Transaction Fee

  • None

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

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$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
American Express Blue Business Cash™ Card

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$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
The American Express Blue Business Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Capital One Spark Cash Select for Excellent Credit

CURRENT OFFER

$750

Cash Back

Earn a $750 cash bonus when you spend $6,000 in the first 3 months.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
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Pros and Cons

The Pros

  • The 1.5% cashback rate on all purchases is easy to understand and rewarding for everyday business spending
  • No annual fee
  • Access to valuable business benefits, such as expense tracking tools and year-end summaries, simplifies financial management
  • Designed for businesses with an excellent credit profile, making it accessible to businesses with strong credit histories

The Cons

  • While it offers cashback rewards, it may not have premium travel or business-specific benefits that some other business credit cards offer

Rewards Summary

  • 5% cash-back per $1 on hotels and rental cars booked through Capital One Travel
  • 1.5% cash-back per $1 for your business on every purchase, everywhere, no limits or category restrictions

Additional Benefits

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How to make the most of your

Capital One Spark Cash Select for Excellent Credit

Where to Transfer Your Points

PROGRAM NAME
TRANSFER RATIO
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Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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Capital One Spark Cash Select for Excellent Credit

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