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Capital One Spark Cash Select for Excellent Credit

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Rates and Fees
Bonus Points
$500 bonus cash
Estimated Value
Recommended Credit
740 - 850
Annual Fee
Current Offer

Earn a $500 cash bonus when you spend $4,500 in the first 3 months.


The Capital One Spark Cash Select for Excellent Credit is an excellent choice for business owners with an excellent credit profile who want to earn cashback rewards on their business spending. It offers a straightforward 1.5% cashback rate on all purchases, making it easy to earn and redeem cashback rewards. With no annual fee, it's a cost-effective option for businesses.

  • 1.5% cash back on all purchases, with no rewards limit
  • 5% cash back on hotels and rental cars booked through Capital One Travel
  • No foreign transaction fees
  • A $500 bonus for new cardholders who spend $4,500 in the first 3 months
  • An introductory 0% APR for 12 months

👍 Pros

  • The 1.5% cashback rate on all purchases is easy to understand and rewarding for everyday business spending
  • No annual fee
  • Access to valuable business benefits, such as expense tracking tools and year-end summaries, simplifies financial management
  • Designed for businesses with an excellent credit profile, making it accessible to businesses with strong credit histories

👎 Cons

  • While it offers cashback rewards, it may not have premium travel or business-specific benefits that some other business credit cards offer

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