Advertiser Disclosure

Citi Double Cash® Card

Learn More
Rates and Fees

Annual Fee: $0

Bonus Miles
Cash Back
$200
Recommended Credit
580 - 740+
Current Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

$200
Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

Summary

The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs. Plus, there are no category restrictions or caps on how much you can earn.

Additionally, you do have the option to use these rewards as Citi ThankYou® points when you redeem for travel through the Citi Travel Portal. You can also transfer them to a limited number of Citi's partners: JetBlue TrueBlue, Wyndham Rewards, and Choice Privileges. If you also hold the Citi Premier® Card, you can actually combine these points and unlock access to Citi's entire library of transfer partners for increased value!

Earning Rewards

  • 5% cash-back on select Citi travel bookings (additional 3% back on hotels, car rentals, and attractions booked through the Citi Travel portal until 12/31/24). This is on top of the 1% when you buy and 1% when you pay)
  • 2% cash-back on all purchases (earn 1% when you buy, and 1% as you pay)

Additional Benefits

  • No restrictions on spending categories or spending caps

Foreign Transaction Fee

  • None

Also consider

Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

$1,200
Cash Back
Earn $1,200 cash back once you spend $30,000 in the first 3 months of account opening.
$1,200
Cash Back
Earn $1,200 cash back once you spend $30,000 in the first 3 months of account opening.
The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
American Express Cash Magnet® Card

American Express Cash Magnet® Card

American Express Cash Magnet® Card

$200
Cash Back
Earn $200 back after you spend $2,000 in purchases within 6 months of opening your account.
$200
Cash Back
Earn $200 back after you spend $2,000 in purchases within 6 months of opening your account.
The American Express Cash Magnet Card is a straightforward cash-back card that offers unlimited 1.5% cash back on all purchases, making it an easy and rewarding choice for everyday spending. With no annual fee, this card provides a simple way to earn cash back on your purchases without any complicated rewards structure. *All information about the American Express Cash Magnet® Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Citi Double Cash® Card

CURRENT OFFER

$200

Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Author Name

Also Consider

No items found.

Pros & Cons

Pros

  • A simple and generous cashback structure with cashback on all eligible purchases
  • An introductory 0% APR offer on balance transfers for a specified period, which can be helpful for those looking to consolidate debt
  • Access to Citi's online tools and resources for managing your finances

Cons

  • The card does not typically offer a traditional signup bonus
  • The cash back rate may be lower compared to some specialized category-specific cash back cards

Rewards Summary

  • 5% cash-back on select Citi travel bookings (additional 3% back on hotels, car rentals, and attractions booked through the Citi Travel portal until 12/31/24). This is on top of the 1% when you buy and 1% when you pay)
  • 2% cash-back on all purchases (earn 1% when you buy, and 1% as you pay)

Additional Benefits

  • No restrictions on spending categories or spending caps

Customer Reviews & Redemptions

WRITE A REVIEW
No items found.

How to make the most of your

Citi Double Cash® Card

Transfer Partners

PROGRAM NAME
TRANSFER RATIO
No items found.

Our Favorite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

The Best Complementary Cards

No items found.

Who should get the

Citi Double Cash® Card

Frequently Asked Questions

No items found.

Authors

No items found.
What's on this page