What credit score do I need to get Citi Double Cash® Card?

The recommended credit score for Citi Double Cash® Card is Good to Excellent.

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Citi Double Cash® Card

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Rates and Fees

$0 Annual Fee

Bonus Miles

Cash Back

$200

Recommended Credit

Good to Excellent

Current Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

$200

Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

Summary

The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs. Plus, there are no category restrictions or caps on how much you can earn.

Plus, you do have the option to use these rewards as Citi ThankYou® points when you redeem for travel through the Citi Travel Portal. You can also transfer them to a limited number of Citi's partners: JetBlue TrueBlue, Wyndham Rewards, and Choice Privileges. If you also hold the Citi Premier® Card, you can actually combine these points and unlock access to Citi's entire library of transfer partners for increased value!

Earning Rewards

Earn 5% cash back on select travel bookings (additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel^SM portal until 12/31/25)
Earn 2% cash back on purchases (1% when you buy and 1% as you pay)

Additional Benefits

No restrictions on spending categories or spending caps
0% Intro APR for 18 months on balance transfers only (after that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness)

Foreign Transaction Fee

Rates and Fees

None

Also consider

Capital One Spark Cash Plus

Annual Fee: $150

Rates & Fees | Terms Apply

$2,000

Cash Back

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!

$2,000

Cash Back

The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Citi Double Cash® Card

CURRENT OFFER

$200

Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

Learn More Rates & Fees

REWARDS RATE

2-5% cash back

ANNUAL FEE

Our Score

Annual Fee (20%)

Welcome Offer (20%)

Rewards Rates (20%)

Redemption Value (15%)

Card Benefits & Perks (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

A simple and generous cashback structure with cashback on all eligible purchases
Access to Citi's online tools and resources for managing your finances

‍

Cons

The card does not typically offer a traditional welcome offer
The cash back rate may be lower compared to some specialized category-specific cash back cards

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Rewards Summary

Earn 5% cash back on select travel bookings (additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel^SM portal until 12/31/25)
Earn 2% cash back on purchases (1% when you buy and 1% as you pay)

Additional Benefits

No restrictions on spending categories or spending caps
0% Intro APR for 18 months on balance transfers only (after that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness)

How to make the most of your