Advertiser Disclosure

Citi Rewards+® Card

Learn More
Rates and Fees

Annual Fee: $0

Bonus Miles
Bonus Points
20,000
Recommended Credit
670 - 850
Current Offer

Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Rewards+® Card has been collected independently by Daily Drop.

20,000
Bonus Points

Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.

All information about the Citi Rewards+® Card has been collected independently by Daily Drop.

Summary

The Citi Rewards+® Card is a rewards credit card that offers unique features, including the ability to round up to the nearest 10 points on every purchase. It's an excellent choice for those looking to maximize rewards on everyday spending and enjoy a variety of benefits.

Earning Rewards

  • 5X per $1 on hotel, car rentals and attractions booked on the CitiTravel.com through December 31, 2025
  • 2X per $1 at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter
  • 1X per $1 on everyday purchases

Additional Benefits

  • Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year

Foreign Transaction Fee

  • 3% of transaction amount in USD

Also consider

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Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

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70,000
Bonus Points
LIMITED TIME OFFER
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
70,000
Bonus Points
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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Chase Sapphire Preferred® Card

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60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Citi Rewards+® Card

CURRENT OFFER

20,000

Bonus Points

Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

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Pros & Cons

Pros

  • The unique round-up feature adds extra points to every purchase, helping maximize rewards
  • Access to valuable card benefits, including Citi® Concierge and Price Rewind for price protection

Cons

  • While the round-up feature is unique, the base rewards rate may be lower compared to some other rewards cards

Rewards Summary

  • 5X per $1 on hotel, car rentals and attractions booked on the CitiTravel.com through December 31, 2025
  • 2X per $1 at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter
  • 1X per $1 on everyday purchases

Additional Benefits

  • Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year

Customer Reviews & Redemptions

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How to make the most of your

Citi Rewards+® Card

Transfer Partners

PROGRAM NAME
TRANSFER RATIO
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Our Favorite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
November 2020
through
Mar 2021
Earn 60,000 bonus points after spending $4,000 in the first three months of account opening.
March 2021
through
Jun 2021
Earn 80,000 bonus points after spending $4,000 in the first three months of account opening. Plus, earn a $50 statement credit on grocery store purchases.
June 2021
through
Oct 2021
Earn 100,000 bonus points after spending $4,000 in the first three months of account opening.
October 2021
through
Apr 2022
Earn 60,000 bonus points after spending $4,000 in the first three months of account opening.
April 2022
through
May 2022
Earn 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 2022
through
Mar 2023
Earn 60,000 bonus points after spending $4,000 in the first three months of account opening.
April 2023
through
May 2023
Earn 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 2023
through
May 2024
Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 2024
through
Jun 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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Who Should Get The

Citi Rewards+® Card

?

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Citi Rewards+® Card

?

Frequently Asked Questions

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