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The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

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Rates and Fees

Annual Fee: $0

Bonus Miles
Bonus Points
Recommended Credit
Good to Excellent
Current Offer

As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

As High As 50,000 Points
Bonus Points

As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Blue Business® Plus Credit Card from American Express is a business credit card designed for those who want a straightforward way to earn rewards on their business expenses. It offers Membership Rewards points on all eligible purchases, making it a versatile and rewarding choice for business owners.

Earning Rewards

  • 2X points per $1 on everyday business purchases (like office supplies or client dinners). 2X applies to the first $50,000 per year, then 1X after that. Terms and limitations apply.

Additional Benefits

  • You've got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.

Foreign Transaction Fee

Rates and Fees
  • 2.7% of transaction in USD

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

As High As 200,000
Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 200,000
Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits such as purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and manage expenses efficiently.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The American Express Blue Business Cash® Card

The American Express Blue Business Cash® Card

The American Express Blue Business Cash® Card

As High As $500
Cash Back
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Cash Back
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
The American Express Blue Business Cash® Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Bonus Points

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

CURRENT OFFER

As High As 50,000 Points

Bonus Points

As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
1-2x points
ANNUAL FEE
$0
Our Score
74
Annual Fee (20%)
10
Welcome Offer (20%)
7
Rewards Rates (20%)
7
Redemption Value (15%)
10
Card Benefits & Perks (15%)
5
Travel Protections (10%)
4
Our Mission
Rating Methodology

Our Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Ability to earn Membership Rewards points on all business expenses, regardless of category
  • No annual fee
  • Access to expense management tools and features

‍

Cons

  • Rewards rate may be lower compared to some specialized category-specific business cards

‍

Rewards Summary

  • 2X points per $1 on everyday business purchases (like office supplies or client dinners). 2X applies to the first $50,000 per year, then 1X after that. Terms and limitations apply.

Additional Benefits

  • You've got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.

How to make the most of your The Blue Business® Plus Credit Card from American Express

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Customer Reviews & Redemptions

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Frequently Asked Questions (FAQs)

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Our Experts

Updated:  
October 13, 2026

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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