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American Express® Business Gold Card

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Rates and Fees

Annual Fee: $375

Bonus Miles
Bonus Points
100,000
Recommended Credit
670 - 850
Current Offer

Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

100,000
Bonus Points
ELEVATED OFFER

Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.

‍

Earning Rewards

  • 4X per $1 on the two categories where your business spends the most each billing cycle from six eligible categories (for the first $150,000, then 1x after that). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • 3X per $1 on flights and prepaid hotels booked through AmexTravel
  • 1X per $1 on all other eligible purchases

Additional Benefits

  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
  • The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
  • *Terms Apply

Foreign Transaction Fee

  • None

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for restaurants

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

🏆 Best for restaurants

Annual Fee: $325

Rates & Fees   |  Terms Apply
20% back at restaurants + 60,000
Bonus Points
LIMITED TIME OFFER
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
20% back at restaurants + 60,000
Bonus Points
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
The American Express Gold Card is a premium card that offers lucrative rewards for dining at U.S. restaurants and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

Annual Fee: $0

Rates & Fees   |  Terms Apply
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
The American Express Blue Business Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

American Express® Business Gold Card

CURRENT OFFER
ELEVATED OFFER

100,000

Bonus Points

Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Learn MoreRates & Fees
REWARDS RATE
ANNUAL FEE
Our Score
86
Annual fee (20%)
4
Welcome Offer (20%)
8
Point Redemption Value (20%)
9
Rewards Rates (15%)
9
Benefits (15%)
6
Travel Protections (10%)
7
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Comparable Cards

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FULL COMPARISON

Pros & Cons

Pros

  • Ability to earn valuable Membership Rewards points on everyday business expenses
  • No preset spending limit, providing flexibility for business spending
  • Access to a range of premium business benefits and expense management tools

‍

Cons

  • Comes with an annual fee.
  • Specific bonus categories may vary, and some businesses may not maximize the rewards potential

‍

Rewards Summary

  • 4X per $1 on the two categories where your business spends the most each billing cycle from six eligible categories (for the first $150,000, then 1x after that). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • 3X per $1 on flights and prepaid hotels booked through AmexTravel
  • 1X per $1 on all other eligible purchases

Additional Benefits

  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
  • The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
  • *Terms Apply

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

How to make the most of your

American Express® Business Gold Card

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For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Learn More
Rates & Fees | Terms Apply
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My Take
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Rewards Summary
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How to make the most of your
American Express® Business Gold Card
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American Express® Business Gold Card
?
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American Express® Business Gold Card
?
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