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American Express® Business Gold Card

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Rates and Fees
Bonus Points
70,000
Estimated Value
Recommended Credit
670 - 850
Annual Fee
$295 ($375 if application is received on or after 2/1/24)
Current Offer

Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your card in the first 3 months.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.

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  • 4X per $1 on the two categories where your business spends the most each billing cycle from six eligible categories (for the first $150,000, then 1X after that)
  • 3X per $1 on flights and prepaid hotels booked through AmexTravel
  • 1X per $1 on all other eligible purchases

👍 Pros

  • Ability to earn valuable Membership Rewards points on everyday business expenses
  • No preset spending limit, providing flexibility for business spending
  • Access to a range of premium business benefits and expense management tools

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👎 Cons

  • Comes with an annual fee.
  • Specific bonus categories may vary, and some businesses may not maximize the rewards potential

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For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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