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United Club℠ Infinite Card

Rates and Fees

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Annual Fee: $525

Bonus Miles
Bonus Miles
80,000
Recommended Credit
670 - 850
Current Offer

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
80,000
Bonus Miles

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

Summary

The United Club℠ Infinite Card is a premium co-branded travel credit card designed for frequent United Airlines travelers. It offers access to United Club lounges, a generous rewards program, and valuable travel benefits, making it an excellent choice for those who want a premium travel experience.

Earning Rewards

  • 4X per $1 on United purchases
  • 2X per $1 on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls
  • 2X per $1 on dining including eligible delivery services
  • 1X per $1 on everyday purchases

Additional Benefits

  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • 10% United Economy Saver Award discount within the continental U.S. and Canada
  • Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
  • Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
  • United MileagePlus members can receive a discount on a CLEAR membership based on their status and/or card membership.
  • Member FDIC

Foreign Transaction Fee

  • None

Also consider

🏆 Best for frequent United flyers

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees   |  Terms Apply
50,000
Bonus Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
50,000
Bonus Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
United Quest℠ Card

United Quest℠ Card

United Quest℠ Card

60,000
Bonus Miles
Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
60,000
Bonus Miles
Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
The United Quest Card is a co-branded airline credit card designed for frequent United Airlines travelers. It offers United MileagePlus miles for spending, various travel perks like free checked bags, and premium benefits such as priority boarding and travel credits, making it an excellent choice for those who want to maximize their United Airlines experience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

United Club℠ Infinite Card

CURRENT OFFER

80,000

Bonus Miles

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Complimentary United Club membership provides access to United Club lounges for primary cardmembers
  • Generous United MileagePlus miles earning potential on eligible purchases
  • Enhanced travel benefits, including priority boarding and free checked bags, improve the travel experience
  • Opportunity to earn PQPs toward United Premier elite status for frequent United flyers

Cons

  • Comes with a high annual fee
  • The premium benefits are tailored to United Airlines and may not be as beneficial for travelers who prefer other airlines

Rewards Summary

  • 4X per $1 on United purchases
  • 2X per $1 on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls
  • 2X per $1 on dining including eligible delivery services
  • 1X per $1 on everyday purchases

Additional Benefits

  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • 10% United Economy Saver Award discount within the continental U.S. and Canada
  • Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
  • Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
  • United MileagePlus members can receive a discount on a CLEAR membership based on their status and/or card membership.
  • Member FDIC

Customer Reviews & Redemptions

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United Club℠ Infinite Card

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