Sometimes I link my credit cards to different websites and think, "Is this really doing anything?" Thatâs exactly how I felt after adding my shiny companion, American Express Platinum CardÂŽ, to my Amazon account.
Normally, paying with points at Amazon is pretty underwhelming. But every now and then, a targeted deal pops up that makes it all worth it.
Case in point: You may be able to save up to 50% on your Amazon cart just by using a single Membership Rewards point through the âShop with Pointsâ program.
This is one of the easiest ways to stretch your points, especially around big sale events like Prime Day. Here's how to check if you're eligible, how the offer works, and which American Express cards you should link to your account.
Why This Offer Is Worth It
Normally, using Amex points at Amazon is⌠not great. Youâd get around 0.7 cents per point, which is a way worse deal than using those points for award flights or hotel nights.
But with these targeted offers, you may see savings like:
50% off (up to $80)
40% off (up to $60)
30% off (up to $30)
All by using just one Amex point. Even if you only save $10 or $15, thatâs still a crazy good return on a single point.
Step 1: Link Your Amex Card to Amazon
If youâve never done this before, it takes two seconds. Permission to click out of this article, go log into Amazon, and take care of business. đ
Head to your Amazon account, go to âYour Payments,â and add your Amex card.
Make sure itâs a card that earns Membership Rewards points, like:
American ExpressÂŽ Gold Card â great for dining out
Platinum CardÂŽ â great for lounge access and statement credits
American ExpressÂŽ Green Card â great for all-around travel
The Blue BusinessÂŽ Plus Credit Card from American Express â great for earning on business expenses
Step 2: Check if Youâre Targeted
Go to Amazonâs dedicated Amex promo page. If youâre targeted for an offer, youâll see the offer details along with a yellow âActivate nowâ button. Just click it to enroll.
If you donât see the button, it means youâre not targeted this time, but keep checking, as these promos pop up throughout the year.
Step 3: Add Items to Your Cart
To qualify for the discount, the items need to be sold and shipped by Amazon (no third-party sellers).
When you checkout, do this:
Select your linked Amex card
Choose to pay with Membership Rewards Points
Enter $0.01 worth of points
Youâll see the promo kick in, which should cut your cost in half. Then, pay the rest with your card (or an Amazon gift card balance if youâve got one loaded).
đĄ Pro Tip: If youâre planning for a little retail therapy on Prime Day (because same), this is great timing. Use this trick to stack your Amex offer on top of already-discounted Prime Day deals.
Tips to Maximize the Deal
Buy gift cards for future use. While Amazon gift cards are excluded, you can often use the promo to buy certain third-party gift cards for brands like Airbnb, Uber, Whole Foods, and others.
Look under the price tag. If youâre targeted for the offer, Amazon might show the offer right on the product page before you even check out.
Use just one point. Thatâs all you need to unlock the discount. Using more points gives you worse value, so save the rest for high-value redemptions like flights and hotels.
Bottom Line
This Amazon deal is one of the best ways to stretch a single Amex point.
It only takes a minute to link your card and check your eligibility. If you're targeted, you could score up to 50% off your next order. Itâs basically free money (or at least, one centâs worth of it).
Just remember: use one point to unlock the discount, then save the rest for high-value travel redemptions.