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Annual Fee: $0
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
The Blue Cash Everyday Card from American Express is a solid cash-back credit card with a focus on everyday spending (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout). It offers cash-back on categories like supermarkets, gas stations, and select department stores. Plus, there's no annual fee, making it a cost-effective choice for those looking to earn cash-back rewards on their daily expenses.
Plus, you might be eligible to get an elevated welcome offer on this card by going through CardMatch, a simple and secure tool. Check it out here!
[.redeem] 3% [.redeem] cash-back at US supermarkets, US online retail purchases, and US gas stations (up to $6,000 per year, then 1%)
[.redeem] 1% [.redeem] cash-back on other purchases
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
🏆 Best for restaurants
🏆 Best for restaurants
Annual Fee: $325
🏆 Best for luxury benefits
🏆 Best for luxury benefits
Annual Fee: $695
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The Blue Cash Everyday is an easy one to keep in your wallet. It gives without asking for much in return. And, it plays well with others. There's literally no annual fee, but it still racks up solid cash back on groceries, gas, and online shopping.
If you want a card that doesn't require much thought and earns on everyday spending this is a great option. And, I've personally recommended it to friends as a great starter card. It's low commitment, easy to use, and pretty rewarding.
$0 intro annual fee the first year, then $95
[.pro] Cashback on everyday purchases [.pro]
[.pro] Access to American Express Offers, which can give you more savings and discounts on various purchases [.pro]
[.con] Limited international acceptance compared to Visa and Mastercard [.con]
[.con] No travel-specific perks, so less exciting if you’re looking for flight or hotel benefits [.con]
[.redeem] 3% [.redeem] cash-back at US supermarkets, US online retail purchases, and US gas stations (up to $6,000 per year, then 1%)
[.redeem] 1% [.redeem] cash-back on other purchases
[.dontreco] We don’t recommend: Forgetting to redeem your rewards [.dontreco]
While the rewards are straightforward, make sure to regularly check your cash back balance and redeem it as needed. It's easy to let it accumulate without taking advantage of it.
[.sometimesreco] We sometimes recommend: Using it for Amazon purchases [.sometimesreco]
With the option to use cash back at checkout, the Blue Cash Everyday is a great option for your Amazon purchases.
[.alwaysreco] We always recommend: Using it for everyday purchases like groceries and gas [.alwaysreco]
Because of its great cash-back rates, use the Blue Cash Everyday for all your day-to-day spending. It's an effortless way to earn consistent rewards.
If you’re looking to get more serious about your travel game, pairing the Blue Cash Everyday with a premium travel card like the Amex Platinum means you can keep earning big on groceries and gas while tapping into lounges, hotel credits, and points earned on flights. It’s a classic high-low situation that balances everyday cash back with boujee travel perks.
The Chase Freedom Unlimited is a great partner because it earns generous cash back on all purchases, plus extra on travel booked through Chase. While the Blue Cash Everyday is great at supermarkets, gas, and online shopping, the Freedom Unlimited covers literally everything else, helping you max cash back on non-bonus categories.
If you’re brand new to rewards cards, it’s tough to do better than a no-annual-fee option with strong everyday cash back. This card’s super forgiving if you’re still figuring things out, and no annual fee means no pressure.
With solid cash back on U.S. online retail purchases, your Amazon hauls and retail therapy sessions are all working for you. It’s basically a tiny rebate on all shopping days. And, if you spend a ton on groceries or constantly fill up the tank? This card is great for you, too. The earnings rates mean even normal errands put some cash back in your pocket.
If you’re after travel benefits like free checked bags, lounge access, or global entry credits, this isn’t your card. And if you consistently spend way more than $6,000 annually at supermarkets, you might be better served by the Blue Cash Preferred® for its higher earnings rate (even with its fee).
The recommended credit score for the Blue Cash Everyday is good. But again, if you’re in a decent place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. And generally speaking, this is a beginner card. It should help you build up your portfolio when used responsibly.
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