Advertiser Disclosure

Blue Cash Preferred® Card from American Express

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Rates and Fees
Bonus Points
$250
Estimated Value
Recommended Credit
670 - 850
Annual Fee
$0, then $95
Current Offer

Earn $250 back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $300 back in the form of a statement credit.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The Blue Cash Preferred Card from American Express is a top-tier cash-back credit card that rewards you for everyday spending, making it especially valuable for those with substantial grocery and gas expenses. It offers generous cash-back on supermarket purchases, gas station purchases, and select streaming services. Although it comes with an annual fee, the cash-back potential often outweighs the cost.

  • 6% cash-back at U.S. supermarkets, on up to $6,000 in spending per year
  • 6% cash-back on select U.S. streaming subscriptions
  • 3% cash-back at U.S. gas stations
  • 3% cash-back on transit
  • 1% cash-back on other purchases

👍 Pros

  • Substantial cashback on everyday purchases
  • Valuable welcome bonus.
  • Access to American Express Offers, which can provide additional savings and discounts on various purchases

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👎 Cons

  • The cashback rate is capped for U.S. supermarket spending, and after reaching the limit, the cashback rate is lower
  • Limited international acceptance compared to Visa and Mastercard

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For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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