What credit score do I need to get Blue Cash Preferred® Card from American Express?

The recommended credit score for Blue Cash Preferred® Card from American Express is Good to Excellent.

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Blue Cash Preferred® Card from American Express

Q: Is Blue Cash Preferred® Card from American Express worth it?

The Blue Cash Preferred Card from American Express is a premium cash-back credit card, offering exceptional rewards for everyday spending (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout). Although it has an annual fee (after a $0 annual fee the first year), the generous rewards and welcome bonus make it an attractive choice for individuals and families looking to maximize their cash-back earnings.

Learn More

Rates and Fees

$0 intro annual fee the first year, then $95

Bonus Miles

Cash Back

$250

Recommended Credit

Good to Excellent

Current Offer

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

$250

Cash Back

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Blue Cash Preferred Card from American Express is a top-tier cash-back credit card that rewards you for everyday spending, making it especially valuable for those with substantial grocery and gas expenses (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout). It offers generous cash-back on supermarket purchases, gas station purchases, and select streaming services. Although it comes with an annual fee, the cash-back potential often outweighs the cost (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout).

Plus, you might be eligible to get an elevated welcome offer on this card by going through CardMatch, a simple and secure tool. Check it out here!

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Earning Rewards

6% cash-back at U.S. supermarkets, on up to $6,000 in spending per year
6% cash-back on select U.S. streaming subscriptions
3% cash-back at U.S. gas stations
3% cash-back on transit (including taxis/rideshare, parking, tolls, trains, buses and more)
1% cash-back on other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout

Additional Benefits

$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred® Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Terms Apply.

Foreign Transaction Fee

Rates and Fees

2.7% of transaction amount in USD

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Bonus Points

ELEVATED OFFER

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact.

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The American Express Gold Card is a premium card that offers lucrative rewards for dining at restaurants worldwide and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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The Platinum Card® from American Express

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Annual Fee: $695

Rates & Fees | Terms Apply

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Bonus Points

ELEVATED OFFER

You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact.

As high as 175k

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The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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Blue Cash Preferred® Card from American Express

CURRENT OFFER

$250

Cash Back

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Learn More Rates & Fees

REWARDS RATE

ANNUAL FEE

Our Score

Annual fee (20%)

Welcome Offer (20%)

Point Redemption Value (20%)

Rewards Rates (15%)

Benefits (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Substantial cashback on everyday purchases
Valuable welcome bonus.
Access to American Express Offers, which can provide additional savings and discounts on various purchases

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Cons

The cashback rate is capped for U.S. supermarket spending, and after reaching the limit, the cashback rate is lower
Limited international acceptance compared to Visa and Mastercard

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Rewards Summary

6% cash-back at U.S. supermarkets, on up to $6,000 in spending per year
6% cash-back on select U.S. streaming subscriptions
3% cash-back at U.S. gas stations
3% cash-back on transit (including taxis/rideshare, parking, tolls, trains, buses and more)
1% cash-back on other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout

Additional Benefits

$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred® Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Terms Apply.

Customer Reviews & Redemptions

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