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Blue Cash Preferred® Card from American Express

Learn More
Rates and Fees

$0 intro annual fee the first year, then $95

Bonus Miles
Cash Back
$250
Recommended Credit
670 - 850
Current Offer

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

$250
Cash Back

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Blue Cash Preferred Card from American Express is a top-tier cash-back credit card that rewards you for everyday spending, making it especially valuable for those with substantial grocery and gas expenses (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout). It offers generous cash-back on supermarket purchases, gas station purchases, and select streaming services. Although it comes with an annual fee, the cash-back potential often outweighs the cost (cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout).

Plus, you might be eligible to get an elevated welcome offer on this card by going through CardMatch, a simple and secure tool. Check it out here!

‍

Earning Rewards

  • 6% cash-back at U.S. supermarkets, on up to $6,000 in spending per year
  • 6% cash-back on select U.S. streaming subscriptions
  • 3% cash-back at U.S. gas stations
  • 3% cash-back on transit
  • 1% cash-back on other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout

Additional Benefits

  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Terms Apply.

Foreign Transaction Fee

  • 2.7% of transaction amount in USD

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for restaurants

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

🏆 Best for restaurants

Annual Fee: $325

Rates & Fees   |  Terms Apply
20% back at restaurants + 60,000
Bonus Points
LIMITED TIME OFFER
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
20% back at restaurants + 60,000
Bonus Points
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
The American Express Gold Card is a premium card that offers lucrative rewards for dining at U.S. restaurants and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

Annual Fee: $695

Rates & Fees   |  Terms Apply
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Blue Cash Preferred® Card from American Express

CURRENT OFFER

$250

Cash Back

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Learn MoreRates & Fees
REWARDS RATE
ANNUAL FEE
Our Score
78
Annual fee (20%)
8
Welcome Offer (20%)
1
Point Redemption Value (20%)
5
Rewards Rates (15%)
5
Benefits (15%)
10
Travel Protections (10%)
6
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Comparable Cards

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FULL COMPARISON

Pros & Cons

Pros

  • Substantial cashback on everyday purchases
  • Valuable welcome bonus.
  • Access to American Express Offers, which can provide additional savings and discounts on various purchases

‍

Cons

  • The cashback rate is capped for U.S. supermarket spending, and after reaching the limit, the cashback rate is lower
  • Limited international acceptance compared to Visa and Mastercard

‍

Rewards Summary

  • 6% cash-back at U.S. supermarkets, on up to $6,000 in spending per year
  • 6% cash-back on select U.S. streaming subscriptions
  • 3% cash-back at U.S. gas stations
  • 3% cash-back on transit
  • 1% cash-back on other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout

Additional Benefits

  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Terms Apply.

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

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Blue Cash Preferred® Card from American Express

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For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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Blue Cash Preferred® Card from American Express
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Blue Cash Preferred® Card from American Express
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