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Capital One Venture X Rewards Credit Card

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Rates and Fees
Bonus Points
Estimated Value
Recommended Credit
740 - 850
Annual Fee
Current Offer

Earn 75,000 bonus miles after spending $4,000 in the first 3 months.


At first glance the annual fee may seem expensive, but each year you receive various travel perks and benefits that completely offset that! Additionally, Capital One Rewards allow users to book travel or cover travel booked in the previous 90 days for one cent per mile. That means this card is would cover $750 on travel, even retroactively! Capital One miles can also be transferred to a number of airline programs at a ratio of 1:1, allowing for true flexibility in booking the best reward flights.

Check out our deep dive on this card if you want to learn more about how we're using it to travel hack.

  • 10X miles on hotels and cars booked through Capital One Travel
  • 5X miles on flights booked through Capital One Travel
  • Unlimited 2X miles on all other purchases

👍 Pros

  • The card offers flexibility in booking travel, especially through their portal.
  • Capital One provides flat-rate rewards and easy-to-access perks.
  • The annual fee is virtually waived by the card's bonuses, including its $300 annual credits and 10,000-anniversary bonus miles, which amounts to a $100 credit with Capital One travel.

👎 Cons

  • The annual fee can be covered by bonuses but it's still steeper than other premier travel cards.
  • The Capital One Travel portal is going to earn you the most points, which sometimes means booking through them is your best bet.

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