$350 Annual Fee
Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
The Delta SkyMiles® Platinum Business American Express Card is a premium credit card tailored for business travelers who frequently fly with Delta Air Lines. It offers an array of travel benefits, including priority boarding, and opportunities to earn Delta SkyMiles, making it a valuable choice for Delta loyalists.
[.redeem] 3x [.redeem] per $1 on Delta purchases and eligible hotel purchases
[.redeem] 1.5x [.redeem] per $1 on eligible transit and US shipping purchases, plus single eligible purchases of $5,000 or more (up to $100,000). Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
[.redeem] 1x [.redeem] on other eligible purchases
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
🏆 Best for luxury benefits
🏆 Best for luxury benefits
Annual Fee: $695
🏆 Best for Delta Loyalists
🏆 Best for Delta Loyalists
$650 Annual Fee
Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
Read our full methodology for more information.
The Delta SkyMiles Platinum Business feels like that sweet spot between a basic airline card and a full-on premium travel card. It has enough perks to make Delta flights noticeably better, from the companion certificate to the status boosts, without feeling like you’re paying for extras you’ll never use.
For me, this card’s real appeal is its earning potential and long-term benefits. The companion certificate (for a Main Cabin round-trip flight to select destinations) is an easy win if you fly Delta at least once with a friend, employee, or even for personal travel, and the ability to chip away at elite status just by running your business spend through the card makes it feel like your day-to-day expenses are working for you. If you’re a Delta fan who likes perks that translate into actual trips and upgrades, this is a solid mid-tier option.
$0 intro annual fee the first year, then $150
[.pro] Substantial travel benefits, including priority boarding, free checked bags, and in-flight discounts [.pro]
[.pro] Opportunity to earn both Delta SkyMiles and MQMs, which can help you achieve or maintain Medallion status [.pro]
[.pro] 15% discount when when booking Award Travel with miles [.pro]
[.con] $350 annual fee (rates and fees) [.con]
[.con] The premium benefits are tailored to Delta, so it's best for Delta frequent flyers [.con]
[.redeem] 3x [.redeem] per $1 on Delta purchases and eligible hotel purchases
[.redeem] 1.5x [.redeem] per $1 on eligible transit and US shipping purchases, plus single eligible purchases of $5,000 or more (up to $100,000). Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
[.redeem] 1x [.redeem] on other eligible purchases
[.dontreco] We don’t recommend: Redeeming your SkyMiles for non-travel options like merchandise or gift cards [.dontreco]
These typically offer lower value per mile compared to flight redemptions. For example, using miles for gift cards may yield a value of less than 1 cent per mile, which simply isn't the best deal.
[.sometimesreco] We sometimes recommend: Using miles for domestic economy flights when cash prices are high [.sometimesreco]
This way, you're getting a reasonable value per mile. But, always compare the redemption value to cash fares before booking. In these cases, use the "Pay with Miles" feature, which allows you to offset the cost of a ticket by redeeming miles at a rate of $50 per 5,000 miles.
[.alwaysreco] We always recommend: Redeeming miles for international business class flights or premium cabin upgrades [.alwaysreco]
This gives you especially great value with Delta's SkyTeam partners. By booking award travel through Delta's partners, you can access a broader range of travel spots and premium perks, making your miles that much sweeter.
Unlike American Express Membership Rewards, SkyMiles cannot be transferred to other travel partners, so what you earn is what you use with Delta. But, you can still redeem for flights with Delta’s SkyTeam partners like Air France, KLM, Korean Air, and more, all directly through the Delta site.
The main strategy here is finding award redemptions with Delta and partners that give you great value for your miles. Keep an eye on Delta’s flash sales and monthly SkyMiles deals for some super good redemptions.
Delta and Hilton have a great partnership, which makes this pairing especially smart. Your Hilton Honors Business card earns solid points at Hilton properties, plus automatic Gold status for free breakfast and upgrades. Since SkyMiles don’t cover hotels, having a high-earning hotel card in your lineup means you can use your Delta miles for flights and your Hilton points for stays.
The Ink Business Preferred is a perfect partner if you want flexibility beyond Delta. While your Platinum Business Amex will be your go-to for Delta flights and perks, the Ink Business Preferred lets you earn valuable Chase Ultimate Rewards points across travel, shipping, advertising, and select business categories. You can transfer those points to other airlines when you need non-Delta flights, making your overall travel strategy far more versatile.
1. The Delta Business Traveler
If Delta is your go-to airline for work trips, this card can save you money and make your travel smoother. Between free checked bags, priority boarding, and MQD boosts, you’ll get closer to elite status without paying for the highest-tier Delta card.
2. The Small Business Owner
You run your own business, freelance, or have a side hustle, and you need a card that rewards you for your business spending and helps you earn points toward future trips. If you ship products, run ads, or take clients out to lunch, this card could be a smart move. Even if you don’t fly every month, this card still delivers enough value through Delta perks and a decent annual fee.
Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 700, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Delta Platinum Business Amex, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.
The recommended credit score for the Delta Platinum Business Amex is good to excellent. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, call American Express to please their case, and be granted this card.