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Delta SkyMiles® Platinum Business American Express Card

Learn More
Rates and Fees

$350 Annual Fee

Bonus Miles
Bonus Miles
70,000
Recommended Credit
Good to Excellent
Current Offer

Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

70,000
Bonus Miles

Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Delta SkyMiles® Platinum Business American Express Card is a premium credit card tailored for business travelers who frequently fly with Delta Air Lines. It offers an array of travel benefits, including priority boarding, and opportunities to earn Delta SkyMiles, making it a valuable choice for Delta loyalists.

Earning Rewards

[.redeem] 3x [.redeem] per $1 on Delta purchases and eligible hotel purchases

[.redeem] 1.5x [.redeem] per $1 on eligible transit and US shipping purchases, plus single eligible purchases of $5,000 or more (up to $100,000). Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

[.redeem] 1x [.redeem] on other eligible purchases

Additional Benefits

  • Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Receive either a $120 statement credit for Global Entry or a credit of up to $85 for TSA PreCheck after you apply through any Authorized Enrollment Provider.
  • Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
  • Terms and limitations apply.

Foreign Transaction Fee

Rates and Fees
  • None

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

As high as 175k
Bonus Points
ELEVATED OFFER
You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact.
As high as 175k
Bonus Points
You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for Delta Loyalists

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

🏆 Best for Delta Loyalists

70,000
Bonus Miles
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
70,000
Bonus Miles
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
The Delta SkyMiles Reserve American Express Card is a premium travel credit card tailored for frequent Delta Air Lines travelers, offering luxurious benefits like access to Delta Sky Club, priority boarding, and an annual companion certificate, along with the ability to earn and redeem SkyMiles for flights. With a higher annual fee, this card is designed for travelers who value exclusive airport experiences and are committed to maximizing their Delta loyalty.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
70,000
Bonus Miles

Delta SkyMiles® Platinum Business American Express Card

CURRENT OFFER

70,000

Bonus Miles

Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
1-3x miles
ANNUAL FEE
$350
Our Score
83
Annual fee (20%)
5
Welcome Offer (20%)
8
Point Redemption Value (20%)
4
Rewards Rates (15%)
7
Benefits (15%)
8
Travel Protections (10%)
9
Our Mission
Rating Methodology

Our Take

McKay Moffitt

The Delta SkyMiles Platinum Business feels like that sweet spot between a basic airline card and a full-on premium travel card. It has enough perks to make Delta flights noticeably better, from the companion certificate to the status boosts, without feeling like you’re paying for extras you’ll never use.


For me, this card’s real appeal is its earning potential and long-term benefits. The companion certificate (for a Main Cabin round-trip flight to select destinations) is an easy win if you fly Delta at least once with a friend, employee, or even for personal travel, and the ability to chip away at elite status just by running your business spend through the card makes it feel like your day-to-day expenses are working for you. If you’re a Delta fan who likes perks that translate into actual trips and upgrades, this is a solid mid-tier option.

Comparable Cards

Delta SkyMiles® Reserve Business American Express Card

$650 Annual Fee

Rates & Fees
|
Terms Apply
WELCOME OFFER
80,000
Bonus Miles
OUR SCORE

Delta SkyMiles® Gold Business American Express Card

$0 intro annual fee the first year, then $150

Rates & Fees
|
Terms Apply
WELCOME OFFER
60,000
Bonus Miles
OUR SCORE
82

The Business Platinum Card® from American Express

Annual Fee: $695

Rates & Fees
|
Terms Apply
WELCOME OFFER
150,000
Bonus Points
OUR SCORE
89
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

[.pro] Substantial travel benefits, including priority boarding, free checked bags, and in-flight discounts [.pro]

[.pro] Opportunity to earn both Delta SkyMiles and MQMs, which can help you achieve or maintain Medallion status [.pro]

[.pro] 15% discount when when booking Award Travel with miles [.pro]

Cons

[.con] $350 annual fee (rates and fees) [.con]

[.con] The premium benefits are tailored to Delta, so it's best for Delta frequent flyers [.con]

Rewards Summary

[.redeem] 3x [.redeem] per $1 on Delta purchases and eligible hotel purchases

[.redeem] 1.5x [.redeem] per $1 on eligible transit and US shipping purchases, plus single eligible purchases of $5,000 or more (up to $100,000). Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

[.redeem] 1x [.redeem] on other eligible purchases

Additional Benefits

  • Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Receive either a $120 statement credit for Global Entry or a credit of up to $85 for TSA PreCheck after you apply through any Authorized Enrollment Provider.
  • Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
  • Terms and limitations apply.

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

How to make the most of your

Delta SkyMiles® Platinum Business American Express Card

[.dontreco] We don’t recommend: Redeeming your SkyMiles for non-travel options like merchandise or gift cards [.dontreco]

These typically offer lower value per mile compared to flight redemptions. For example, using miles for gift cards may yield a value of less than 1 cent per mile, which simply isn't the best deal.

[.sometimesreco] We sometimes recommend: Using miles for domestic economy flights when cash prices are high [.sometimesreco]

This way, you're getting a reasonable value per mile. But, always compare the redemption value to cash fares before booking. In these cases, use the "Pay with Miles" feature, which allows you to offset the cost of a ticket by redeeming miles at a rate of $50 per 5,000 miles.

[.alwaysreco] We always recommend: Redeeming miles for international business class flights or premium cabin upgrades [.alwaysreco]

This gives you especially great value with Delta's SkyTeam partners. By booking award travel through Delta's partners, you can access a broader range of travel spots and premium perks, making your miles that much sweeter.

Transfer Partners

Unlike American Express Membership Rewards, SkyMiles cannot be transferred to other travel partners, so what you earn is what you use with Delta. But, you can still redeem for flights with Delta’s SkyTeam partners like Air France, KLM, Korean Air, and more, all directly through the Delta site.


The main strategy here is finding award redemptions with Delta and partners that give you great value for your miles. Keep an eye on Delta’s flash sales and monthly SkyMiles deals for some super good redemptions.

PROGRAM NAME
TRANSFER RATIO

Offer History

OFFER DATES
OFFER DETAILS
Current Offer since
Jul 2025
through
Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Jun 2025
through
Jul 2025
Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Apr 2025
through
Jun 2025
Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Feb 2025
through
Apr 2025
Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Oct 2024
through
Feb 2025
Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Sep 2024
through
Oct 2024
Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Jul 2024
through
Sep 2024
Earn 65,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Jun 2024
through
Jul 2024
Earn 95,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Mar 2024
through
Jun 2024
Earn 65,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Feb 2024
through
Mar 2024
Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Oct 2023
through
Feb 2024
Earn 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
Current Offer since
Sep 2023
through
Oct 2023
Earn 90,000 Bonus Miles +10,000 bonus miles after a Delta purchase within 6 months.
Current Offer since
Aug 2023
through
Sep 2023
Earn 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Aug 2023
through
Sep 2024
Earn 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Jun 2023
through
Aug 2023
Earn 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Mar 2023
through
Jun 2023
Earn 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Feb 2023
through
Mar 2023
Earn 95,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Nov 2022
through
Feb 2023
Earn 60,000 Bonus Miles +5,000 MQM after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Sep 2022
through
Nov 2022
Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Aug 2022
through
Sep 2022
Earn 60,000 Bonus Miles + 5,000 MQMs after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Jun 2022
through
Aug 2022
Earn 100,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Apr 2022
through
Jun 2022
Earn 60,000 Bonus Miles + 5,000 MQMs after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Mar 2022
through
Apr 2022
Earn 100,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Nov 2021
through
Mar 2022
Earn 60,000 Bonus Miles + 5,000 MQMs + $100 statement credit after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Sep 2021
through
Nov 2021
Earn 90,000 Bonus Miles + 10,000 MQMs + $100 statement credit after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Apr 2021
through
Sep 2021
Earn 60,000 Bonus Miles + 5,000 MQMs + $100 statement credit after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Mar 2021
through
Apr 2021
Earn 90,000 Bonus Miles + $100 Statement credit after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Oct 2020
through
Mar 2021
Earn 45,000 Bonus Miles + 5,000 MQMs + $100 statement credit after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Sep 2020
through
Oct 2020
Earn 70,000 Bonus Miles + 5,000 MQMs after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.
Current Offer since
Apr 2020
through
Sep 2020
Earn 45,000 Bonus Miles + 5,000 MQMs + $100 statement credit after you spend $4,000 in purchases on your new Card in your first 3 months of Card Membership.

Best Complementary Cards

The Hilton Honors American Express Business Card

Delta and Hilton have a great partnership, which makes this pairing especially smart. Your Hilton Honors Business card earns solid points at Hilton properties, plus automatic Gold status for free breakfast and upgrades. Since SkyMiles don’t cover hotels, having a high-earning hotel card in your lineup means you can use your Delta miles for flights and your Hilton points for stays.

Ink Business Preferred® Credit Card

The Ink Business Preferred is a perfect partner if you want flexibility beyond Delta. While your Platinum Business Amex will be your go-to for Delta flights and perks, the Ink Business Preferred lets you earn valuable Chase Ultimate Rewards points across travel, shipping, advertising, and select business categories. You can transfer those points to other airlines when you need non-Delta flights, making your overall travel strategy far more versatile.

Who Should Get The

Delta SkyMiles® Platinum Business American Express Card

?

1. The Delta Business Traveler

If Delta is your go-to airline for work trips, this card can save you money and make your travel smoother. Between free checked bags, priority boarding, and MQD boosts, you’ll get closer to elite status without paying for the highest-tier Delta card.

2. The Small Business Owner

You run your own business, freelance, or have a side hustle, and you need a card that rewards you for your business spending and helps you earn points toward future trips. If you ship products, run ads, or take clients out to lunch, this card could be a smart move. Even if you don’t fly every month, this card still delivers enough value through Delta perks and a decent annual fee.

Who Should Not Get The

Delta SkyMiles® Platinum Business American Express Card

?

Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 700, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Delta Platinum Business Amex, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

Frequently Asked Questions (FAQs)

Is the Delta SkyMiles Platinum Business card worth it?

If you fly Delta often and want to earn toward Medallion Status while enjoying perks like a companion certificate and free checked bags, it can absolutely be worth it.

What is the difference between the Delta SkyMiles Platinum and Delta SkyMiles Platinum Business?

The personal and business versions earn similar rewards and offer similar perks, but the business card has features designed for small business owners, like expanded expense tracking and employee cards.

Can I get into Delta Sky Club with Delta SkyMiles Business Platinum?

Sadly, the Delta Platinum Business Card no longer has complimentary Delta Sky Club access.

Our Experts

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor 

Updated:  
August 4, 2025

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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