Advertiser Disclosure

Hilton Honors American Express Surpass® Card

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Rates and Fees
Bonus Points
170,000
Estimated Value
Recommended Credit
670 - 850
Annual Fee
$150
Current Offer

Earn 170,000 Hilton Honors bonus points after spending $3,000 in the first 6 months of card membership.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The Hilton Honors Surpass card is a compelling option for travelers seeking enhanced rewards and benefits within the Hilton system. With a focus on Hilton properties, this card provides an elevated experience by offering an array of Hilton Honors Bonus Points on eligible purchases, making it especially appealing for frequent Hilton guests.

Cardholders enjoy complimentary Hilton Honors Gold status, unlocking perks such as room upgrades, free breakfast, and late checkouts. Despite a moderate annual fee, the value derived from the enhanced perks, status benefits, and annual rewards easily offsets the cost for those who frequently stay at Hilton properties. Overall, the Surpass card caters to travelers seeking premium Hilton experiences, making it a powerful tool for unlocking unparalleled hotel stays and rewards within the Hilton network.

  • 12X per $1 on eligible purchases at Hilton hotels and resorts
  • 6X per $1 at U.S. restaurants (including takeout and delivery), supermarkets, and gas stations.
  • 4X per $1 on U.S. online retail purchases
  • 3X per $1 on all other eligible purchases

👍 Pros

  • Enhanced Hilton Honors bonus points
  • Complimentary Gold Status
  • Weekend night reward

👎 Cons

  • Limited redemption options tied to Hilton properties

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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