Advertiser Disclosure

Hilton Honors American Express Surpass® Card

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Rates and Fees

Annual Fee: $150

Bonus Miles
Bonus Points
Free Night Reward + 130,000
Recommended Credit
670 - 850
Current Offer

Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Free Night Reward + 130,000
Bonus Points
LIMITED TIME OFFER

Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Hilton Honors Surpass card is a compelling option for travelers seeking enhanced rewards and benefits within the Hilton system. With a focus on Hilton properties, this card provides an elevated experience by offering an array of Hilton Honors Bonus Points on eligible purchases, making it especially appealing for frequent Hilton guests.

Cardholders enjoy complimentary Hilton Honors Gold status, unlocking perks such as room upgrades, free breakfast, and late checkouts. Despite a moderate annual fee, the value derived from the enhanced perks, status benefits, and annual rewards easily offsets the cost for those who frequently stay at Hilton properties. Overall, the Surpass card caters to travelers seeking premium Hilton experiences, making it a powerful tool for unlocking unparalleled hotel stays and rewards within the Hilton network.

Plus, you might be eligible to get an elevated welcome offer on the Surpass card by going through CardMatch, a simple and secure tool. Check it out here!

Earning Rewards

  • 12X per $1 on eligible purchases at Hilton hotels and resorts
  • 6X per $1 at U.S. restaurants (including takeout and delivery), supermarkets, and gas stations.
  • 4X per $1 on U.S. online retail purchases
  • 3X per $1 on all other eligible purchases

Additional Benefits

  • Complimentary Hilton Honors Gold status
  • Receive up to $200 back each year (up to $50 in statement credits each quarter) on eligible Hilton purchases
  • Receive a Free Night Reward after spending $15,000 in a calendar year

Foreign Transaction Fee

  • None

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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5 Free Nights
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ELEVATED OFFER
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The IHG One Rewards Premier Credit Card is an excellent choice for frequent travelers and hotel enthusiasts. With this card, you can earn valuable IHG Rewards points on your everyday purchases and enjoy premium benefits like complimentary hotel nights, automatic elite status, and more, making it the perfect companion for those seeking luxury hotel experiences.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Marriott Bonvoy Bevy™ American Express® Card

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85,000
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Earn 85,000 points after you spend $5,000 in purchases within the first 6 months of account opening.
85,000
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Earn 85,000 points after you spend $5,000 in purchases within the first 6 months of account opening.
The Marriott Bonvoy Bevy Amex card will gift you automatic Gold Elite status at Marriott properties which can be invaluable for Marriott loyalists. Plus, you'll be given 15 elite night credits to help boost you towards reaching Platinum status with all of its additional, snazzy benefits!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Hilton Honors American Express Surpass® Card

CURRENT OFFER
LIMITED TIME OFFER

Free Night Reward + 130,000

Bonus Points

Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

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Pros & Cons

Pros

  • Enhanced Hilton Honors bonus points
  • Complimentary Gold Status
  • Weekend night reward

Cons

  • Limited redemption options tied to Hilton properties

Rewards Summary

  • 12X per $1 on eligible purchases at Hilton hotels and resorts
  • 6X per $1 at U.S. restaurants (including takeout and delivery), supermarkets, and gas stations.
  • 4X per $1 on U.S. online retail purchases
  • 3X per $1 on all other eligible purchases

Additional Benefits

  • Complimentary Hilton Honors Gold status
  • Receive up to $200 back each year (up to $50 in statement credits each quarter) on eligible Hilton purchases
  • Receive a Free Night Reward after spending $15,000 in a calendar year

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Hilton Honors American Express Surpass® Card

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