• Earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.
• Anniversary Free Night with a redemption cap of 60,000 points. You can use your points to top up if you want to stay somewhere that costs more than 60,000 points.
• Earn an additional Anniversary Free Night with a current point redemption cap of 60,000 points after spending $40,000 on purchases with your card each calendar year.
• Automatic Platinum Elite Status as long as you remain an IHG One Rewards Premier Select cardmember.
• 20 Automatic Elite Night Credits on your account opening and then at the start of each calendar year.
• Earn 2 Elite Night Credits (ENC) for every $5,000 spent on purchases with your Premier Select Card. Plus, earn an additional 5 Elite Night Credits (ENC) after you spend $15,000 on purchases each calendar year.
• $300 in annual Food & Beverage credits at IHG hotels, distributed as $75 vouchers quarterly.
• $200 airline statement credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.
• Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit every four years  when the application fee is charged to your Card.
• One-year complimentary DashPass by DoorDash. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027. Plus, a $10 monthly non-restaurant credit through Dec 31, 2027 as long as you remain enrolled in your Chase DashPass membership.
• Up to $50 United® Airlines TravelBank Cash each year after registering your IHG One Rewards Premier Select Credit Card with your MileagePlus® account.
• Up to $120 in Instacart credits, distributed as monthly $10 credits for purchases made directly through Instacart with your IHG credit card.

[.dontreco] We don't recommend: transferring to airline partners [.dontreco]

While you technically can transfer IHG points to airlines, we highly recommend that you do not do this, as it's an extremely poor value. If you're looking to book flights with points, you're better off getting a transferable points card.

[.alwaysreco] We always recommend: Using Points for Free Nights [.alwaysreco]

Redeeming points for free nights at IHG hotels provides the best value. This can give you more than 0.7 cents per point, especially if you take advantage of promotions and the fourth-night free benefit. And don't forget to use your anniversary free night! 

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This card is a great option for you if you stay with IHG several times a year, would use hotel dining credits without going out of your way, pay cash for flights, and want Platinum status.

Honestly, most casual IHG guests won't get enough value out of this card. If you only stay a couple of times a year, you're paying $350 for a status tier and an earn rate you won't use enough to justify. Plus, you won't be able to use all the Food & Beverage credits, as those are issued quarterly.

You should also skip it if you want flexibility. IHG points are largely confined to IHG, so if your travel plans tend to shift between brands, a card earning a transferable currency will serve you better.

And the usual rules apply. If your credit score isn't in good shape, work on that first. If a new card is going to tempt you into spending you can't pay off, the rewards will never outrun the interest. Credit cards are a tool for earning points, not a reason to spend more.

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As this is a premium card, the recommended credit is good to excellent.