Is IHG One Rewards Traveler Credit Card worth it?

The IHG Rewards Traveler card is a co-branded rewards credit card associated with IHG hotels. It allows cardholders to earn IHG Rewards points for their spending and provides benefits such as an annual free night certificate, making it a suitable choice for travelers who occasionally stay at IHG hotels.

What credit score do I need to get IHG One Rewards Traveler Credit Card?

The recommended credit score for IHG One Rewards Traveler Credit Card is 670 - 850.

Advertiser Disclosure

IHG One Rewards Traveler Credit Card

Rates and Fees

👉 Learn More 👈

Annual Fee: $0

Bonus Miles

Bonus Points

80,000

Recommended Credit

670 - 850

Current Offer

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

80,000

Bonus Points

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

Summary

The IHG Rewards Traveler Credit Card is a co-branded hotel rewards credit card designed for travelers who occasionally stay at IHG (InterContinental Hotels Group) properties, which include well-known brands like Holiday Inn and Crowne Plaza. It offers opportunities to earn IHG Rewards points on eligible purchases and provides various hotel-related benefits.

Earning Rewards

Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
3X per $1 spent on monthly bills, at gas stations, and restaurants
2X per $1 on everyday purchases

Additional Benefits

Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
Redeem 3 nights, get 4th night free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Earn 10,000 bonus points after spending $10,000 each calendar year

Foreign Transaction Fee

Rates and Fees

None

Also consider

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

Annual Fee: $95

Rates & Fees | Terms Apply

100,000

Bonus Points

ELEVATED OFFER

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

100,000

Bonus Points

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Best entry-level Hilton card

Hilton Honors American Express Card

Best entry-level Hilton card

Annual Fee: $0

Rates & Fees | Terms Apply

80,000

Bonus Points

Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership.

80,000

Bonus Points

Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership.

The Hilton Honors Amex card is a travel rewards credit card that offers Hilton enthusiasts the opportunity to earn points on everyday spending and enjoy complimentary Hilton Honors Silver status, making it a valuable choice for those who frequently stay at Hilton properties. With no annual fee, this card provides a cost-effective way to enhance your Hilton hotel experience and earn rewards.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

IHG One Rewards Traveler Credit Card

CURRENT OFFER

80,000

Bonus Points

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

👉 Learn More 👈Rates & Fees

REWARDS RATE

ANNUAL FEE

Our Score

Annual fee (20%)

Welcome Offer (20%)

Point Redemption Value (20%)

Rewards Rates (15%)

Benefits (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Opportunity to earn IHG Rewards points for stays at IHG properties and everyday spending
Gold Elite status within the IHG Rewards program, which includes hotel perks
A fourth night free benefit when redeeming points for award stays

‍

Cons

Premium benefits are tailored to IHG properties and may not be as beneficial for travelers who prefer other hotel chains

‍

Rewards Summary

Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
3X per $1 spent on monthly bills, at gas stations, and restaurants
2X per $1 on everyday purchases

Additional Benefits

Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
Redeem 3 nights, get 4th night free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Earn 10,000 bonus points after spending $10,000 each calendar year

Customer Reviews & Redemptions

WRITE A REVIEW

Click the button above to leave our first review!

The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How to make the most of your