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The Business Platinum Card® from American Express

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Rates and Fees

Annual Fee: $695

Bonus Miles
Bonus Points
150,000
Recommended Credit
740 - 850
Current Offer

Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

150,000
Bonus Points
ELEVATED OFFER

Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks— but because of this high annual fee, it might not be worth the money for all business owners.

Earning Rewards

  • 5X per $1 on flights and prepaid hotels book through Amex Travel
  • 1.5X per $1 on eligible purchases in key business categories, as well as each purpose of $5,000 or more (up to $2 million for all purchases in a calendar year, then 1X)

Additional Benefits

  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
  • Complimentary access to The Global Lounge Collection that includes 1,400+ lounges
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.

Foreign Transaction Fee

  • None

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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The Marriott Bonvoy Brilliant American Express Card is a premium travel credit card designed for Marriott enthusiasts, offering valuable benefits such as an annual free night award, complimentary Marriott Bonvoy Gold Elite status, and an array of travel perks, making it an excellent choice for frequent Marriott guests. While it comes with an annual fee, the card provides significant value for those who enjoy staying at Marriott properties and want to enhance their travel experience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

The Business Platinum Card® from American Express

CURRENT OFFER
ELEVATED OFFER

150,000

Bonus Points

Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
ANNUAL FEE
Our Score
89
Annual fee (20%)
1
Welcome Offer (20%)
10
Point Redemption Value (20%)
9
Rewards Rates (15%)
9
Benefits (15%)
10
Travel Protections (10%)
10
Our Mission
Our Methodology

My Take

Comparable Cards

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Pros & Cons

Pros

  • Great lounge membership and automatic elite status
  • This card also offers a decent list of transfer partners
  • And, you'll get premium travel protections

Cons

  • Steep annual fee
  • This card requires good/excellent credit

Rewards Summary

  • 5X per $1 on flights and prepaid hotels book through Amex Travel
  • 1.5X per $1 on eligible purchases in key business categories, as well as each purpose of $5,000 or more (up to $2 million for all purchases in a calendar year, then 1X)

Additional Benefits

  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
  • Complimentary access to The Global Lounge Collection that includes 1,400+ lounges
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.

Customer Reviews & Redemptions

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The Business Platinum Card® from American Express

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Authors

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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