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United Gateway℠ Card

Rates and Fees

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Annual Fee: $0

Bonus Miles
Bonus Miles
30,000
Recommended Credit
670 - 850
Current Offer

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
30,000
Bonus Miles
LIMITED TIME OFFER

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.

Summary

The United Gateway℠ Card is an excellent choice for individuals who want to start earning United MileagePlus miles without an annual fee. It offers a simple and affordable way to begin accumulating miles for future travel on United Airlines and its partner airlines. While it may not have the premium benefits of other United co-branded cards, it provides a straightforward path to earning travel rewards.

Earning Rewards

  • 2X per $1 on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United purchases
  • 2X per $1 spent at gas stations and on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit
  • 1X per $1 on everyday purchases

Additional Benefits

  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC

Foreign Transaction Fee

  • None

Also consider

🏆 Best for frequent United flyers

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees   |  Terms Apply
60,000
Bonus Miles
LIMITED TIME OFFER
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Miles
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
United Quest℠ Card

United Quest℠ Card

United Quest℠ Card

70,000
Bonus Miles
LIMITED TIME OFFER
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
70,000
Bonus Miles
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
The United Quest Card is a co-branded airline credit card designed for frequent United Airlines travelers. It offers United MileagePlus miles for spending, various travel perks like free checked bags, and premium benefits such as priority boarding and travel credits, making it an excellent choice for those who want to maximize their United Airlines experience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

United Gateway℠ Card

CURRENT OFFER
LIMITED TIME OFFER

30,000

Bonus Miles

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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Pros & Cons

Pros

  • Opportunity to earn United MileagePlus miles for everyday spending without an annual fee
  • No annual fee, making it a budget-friendly choice for those new to travel rewards cards
  • Access to valuable travel benefits, including two one-time United Club passes annually, which can provide added comfort when traveling

Cons

  • The card may not offer as many premium travel benefits as some other United co-branded cards
  • The rewards structure is relatively basic and may not be as rewarding for frequent travelers

Rewards Summary

  • 2X per $1 on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United purchases
  • 2X per $1 spent at gas stations and on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit
  • 1X per $1 on everyday purchases

Additional Benefits

  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

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United Gateway℠ Card

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