Advertiser Disclosure

United Gateway℠ Card

Rates and Fees
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Bonus Points
Estimated Value
Recommended Credit
670 - 850
Annual Fee
Current Offer

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.


The United Gateway℠ Card is an excellent choice for individuals who want to start earning United MileagePlus miles without an annual fee. It offers a simple and affordable way to begin accumulating miles for future travel on United Airlines and its partner airlines. While it may not have the premium benefits of other United co-branded cards, it provides a straightforward path to earning travel rewards.

  • 2 miles per $1 spent on United purchases, gas stations, and local transit
  • No foreign transaction fees
  • 1x mile per $1 on all other purchases
  • 25% back on inflight purchases
  • No foreign transaction fees
  • Auto rental collision damage waiver
  • Trip cancellation or interruption coverage
  • Extended warranty coverage
  • Complimentary checked bag for the primary cardholder and one companion traveling on the same reservation

👍 Pros

  • Opportunity to earn United MileagePlus miles for everyday spending without an annual fee
  • No annual fee, making it a budget-friendly choice for those new to travel rewards cards
  • Access to valuable travel benefits, including two one-time United Club passes annually, which can provide added comfort when traveling

👎 Cons

  • The card may not offer as many premium travel benefits as some other United co-branded cards
  • The rewards structure is relatively basic and may not be as rewarding for frequent travelers

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