• Receive World of Hyatt Discoverist status for as long as your account is open
• Get a free night every year at any Category 1-4 Hyatt hotel or resort after cardmember anniversary. Plus, an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 in a calendar year
• Unlock 5 qualifying night credits towards your next tier status every year
• Plus 2 additional qualifying night credits toward your next tier status every time you spend $5,000 on your card

[.dontreco]  We don’t recommend:  Redeeming points for small purchases [.dontreco] 
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Using your points for purchases like Amazon gift cards may be an option, but the value per point is much lower. You'll get more bang for your buck by reserving points for hotel stays.

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[.sometimesreco] We sometimes recommend:  Booking through the World of Hyatt website [.sometimesreco]
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Booking directly through the World of Hyatt website can be rewarding, especially when there are promotions. However, the value per point might vary depending on the property and timing.

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[.alwaysreco] We always recommend:  Staying at high-end properties [.alwaysreco]
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Your points shine brightest when used for stays at high-end Hyatt properties like the Andaz or Park Hyatt. With a generous award chart and great redemption options, you can score luxurious stays for fewer points than other programs. Plus, don’t forget your annual free night certificate, which is perfect for hotels in Categories 1-4.

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Don’t forget to stack: Since the World of Hyatt program gives you 5x points for stays, your card will stack another 4x points on top of that for a total of 9x points per dollar spent. Use this for big Hyatt stays to maximize your rewards.

1. The Hotel Loyalty Newbie

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Are you just starting to explore hotel loyalty programs? The World of Hyatt Credit Card is a great option for beginners. With a reasonable annual fee, it's an easy way to earn points for your stays. Plus, you'll receive a free night each year after your cardholder anniversary, making it a great value right out of the gate. Consider this: if you spend an average of $475 a month on groceries, using your Hyatt card for those purchases would earn you about 4,275 points over three months. And let’s say you also dine out for around $300 monthly; that adds another 2,700 points. Just like that, you’re already over two-thirds of the way to earning a free night stay at many Hyatt properties, while racking up nearly 7,000 points on everyday expenses.

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2. The Frequent Hotel Stayer

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The World of Hyatt Credit Card is a great option for those who frequently stay at Hyatt hotels. Do you often find yourself booking hotel stays for business or pleasure? This card is a keeper for a reason. With perks like automatic Discoverist status, room upgrades, and bonus points on eligible Hyatt purchases, you can make your stays even more enjoyable. For example, one of our team members recently enjoyed a week-long getaway at a Hyatt property, and they were able to use points earned from everyday spending to cover their stay entirely.

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3. The Occasional Traveler
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Let’s face it—most of us can’t jet off to a new destination every month, but that doesn't mean we can't maximize our vacation time. If you find yourself traveling a couple of times a year, the World of Hyatt Credit Card can significantly enhance your trips. Using that grocery and dining out math we mentioned earlier, if you consistently spend around $775 a month, you’d accumulate around 83,400 points by year-end (not including any welcome offers). Add in the welcome offer, and you could easily hit 158,400 points. That’s enough for multiple hotel stays, making the World of Hyatt Credit Card a valuable asset for maximizing your PTO.

Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 670, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the World of Hyatt Card, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

A decent credit score of 670-850 is recommended for the World of Hyatt Card. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, use the reconsideration line, and be granted the World of Hyatt Card. The worst they can say is “no,” and more often than not, we’ve found these people want to help!