💳 Our top card is changing - Daily Drop Jun 13, 2026

It's been over 72 hours since this newsletter was published, so some info and links might be out of date or expired.

Happy weekend, eeeeek!

In case you’ve been doing a social media cleanse…

The Knicks are in the Finals.

The World Cup started this week.

And McKay’s sleep schedule is… well… non-existent? 🙃

Anyway, before I spend another day shouting “do the thing, win the points” at the screen, let’s run through some pretty big travel news.

🌟 LAST CHANCE to earn 150,000 bonus points after meeting the minimum spend on one of our favorite cards (plus lounge access, travel credits, the works!).

💳 Did someone say sexy new Delta co-branded card offers?

✈️ Should you buy Atmos points with a 100% bonus? Find out here.

🏨 Earn 30,000 bonus Hyatt points in the U.S. (register and stay by July 31!).

✈️ Don’t miss the 30% transfer bonus from ThankYou points to Qatar Airways Avios.

🎥 Learn everything you need to know about stopovers in this week’s Daily Drop YouTube video.

🏆 Our Favorite Pick: Why I'm still obsessed with these points

If you've spent any time on points-and-miles internet this week, you've probably seen close to 216 opinions about this card’s refresh.

(And if you have no idea what I’m talking about, catch up here real quick!). 👇

🌟 What’s New: Our favorite card is getting some genuinely useful upgrades: a larger hotel credit, new bonus categories, a Global Entry credit, and a few other perks.

While some people are celebrating the bigger hotel credit, others are currently working through the five stages of grief over the Hyatt transfer changes.

Listen... the Hyatt news is a bummer. No argument from me there.

But I think a lot of us are missing the bigger picture.

The best thing about this card was never the card itself — it’s the points.

UR points are still awesome

The reason I've recommended this bad boy to friends and family over the years isn't because of Hyatt.

It's because UR points are ridiculously flexible.

And in the points world, flexibility is everything.

This was my very first travel card, and the points from it helped me book what I still think is the ultimate beginner award trip: a multi-city hop through Europe that would've cost thousands of dollars in cash.

More recently, Katie used the same card to book her very first award trip (yay!).

Having options is what makes these points so valuable.

And this week is actually a perfect example.

There’s a rare Virgin Atlantic bonus

Y'all ever heard the phrase "the proof is in the pudding?" 🤠

Yeah, no clue what it means… but we’re rolling with it…

Because literally this week, a 30% transfer bonus from UR points to Virgin Atlantic just dropped right into our laps.

Virgin regularly offers flights between the U.S. and London starting at just 6,000 points each way in economy.

With the bonus, you'd only need about 4,600 UR points to book that same flight.

And London isn't the only option, y’all.

One of the best Virgin sweet spots is using Virgin points to book Air France and KLM flights to Europe. In many cases, those awards cost fewer miles than booking directly through Air France or KLM.

If you're traveling with a partner or family, deals like these can stretch a relatively small stash of points pretty freakin far.

Here's what I'd do

If you don't have this card yet... Well.

You know where this is going. 😏

👉 Learn more about our favorite card in the whole wide world.

But if you're already sitting on a pile of UR points, I wouldn't panic-transfer everything to Hyatt before the changes take effect.

And don't convince yourself that UR points suddenly lost all their value overnight.

Just stay flexible, friend!

Take a look at the current Virgin Atlantic transfer bonus, browse a few award searches, and get familiar with some of this bank’s other snazzy transfer partners.

Keep your UR points flexible until you actually have a trip in mind.

Maybe that ends up being Hyatt. Maybe it's Virgin Atlantic. Maybe it's Air Canada, Flying Blue, United, or Southwest. 🤷‍♀️

This card may be changing a bit, but UR points remain one of my favorite currencies in the travel game.

👀 This Week’s Must-Reads

How to Replace a Lost or Stolen Passport

Whether you've misplaced your passport at home or lost it while traveling abroad, keep reading for steps to replace it and get you on your way.

Ultimate Beginner Credit Card Setup

Not sure where to get started? This article breaks down how to use three cards in tandem to maximize your points-earning potential.

The Ultimate Guide to Rove Miles

Rove Miles is the newest transferable points currency. This guide breaks down the best ways to earn and redeem Rove Miles, along with some unique tips.