How to Save Money with Amex Offers

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If you’ve ever logged into your American Express account and noticed that little “Amex Offers” tab, you may have stumbled upon one of the most underrated perks in the credit card world.

These offers aren’t tied to welcome offers or annual credits. Amex Offers are a rotating lineup of targeted deals that reward you for spending like you normally would. Think cash back in the form of statement credits or bonus Membership Rewards points — no browser extensions, promo codes, or other hoops.

Here’s your complete guide to how Amex Offers work, where to find them, and how to squeeze every drop of value out of them.

What Are Amex Offers?

Amex Offers are targeted promotions available to eligible American Express cardholders. When you enroll in a given offer and use your card at that specific retailer or website, you’ll receive a statement credit or bonus Membership Rewards points.

Offers can range from high-end fashion brands and hotel chains to everyday spending categories like food delivery, streaming services, or flower deliveries. For example, you could get $25 back on a $50 purchase or 3x points per dollar at a popular retailer.

And yes, many of these offers stack with other discounts, portals, or promo codes.

Which Cards Grant Access to Amex Offers?

Most American Express cards — personal or business — come with access to Amex Offers. That includes:

Even low-annual-fee cards like the Blue Cash Everyday® Card from American Express can receive targeted offers.

Basically, if your card says “American Express” on it, you probably have access.

💡 Pro Tip: To view your current Amex Offers, just log in to your American Express account online or in the Amex App.

Look for the “Offers” tab — you’ll find dozens (up to 100!) of active offers waiting for you in there. You can sort them by category (shopping, dining, travel, etc.) or scroll through the full list.

How to Use Amex Offers

Using an Amex Offer is super-duper simple:

  1. Log in to your Amex account or the Amex App

  2. Head to the “Offers” section

  3. Tap “Add to Card” on the ones you like

  4. Make a qualifying purchase with that card

  5. Get rewarded automatically (like magic 🪄)

No promo codes, no emails to send — it’ll just work and show up in your account. So, despite your disbelief as an adult, perhaps fairy godmothers do exist. 

Just remember, Amex Offers vary by card and cardholder. If you have multiple Amex cards, check each one individually and be sure to activate the offer on the card you plan to use at checkout.

💡 Another Pro Tip: Offers may be limited. Once they’re gone, they’re gone — so activate right away if an offer catches your eye.

Real Examples of Amex Offers We've Seen

  • Magnolia Bakery: Spend $60 or more, get $12 back (up to three times)

  • Roller Rabbit: Spend $100 or more, get $20 back

  • Simply Blooms: Spend $50 or more, get $25 back

  • Delta and Hilton: $40 back on select bookings or 5,000 bonus points

  • Best Western: $100 back on a $500 hotel stay

Many of these stack with ongoing sales, portal bonuses, and other rewards, making them even more valuable.

Are these offers groundbreaking? Not usually. But points are points, and cash is cash. Playing the miles and points game is usually in the little deals and details that add up over time, and Amex Offers fall into that category.

Frequently Asked Questions (FAQs)

Do I have to enroll to get access to Amex Offers?

Yes, you need to manually add each Amex Offer to your card before making a qualifying purchase. If you don’t enroll first, you won’t get the reward.

Can I stack Amex Offers?

You can sometimes stack an Amex Offer with cash-back portals, coupon codes, or in-store promotions, but not with other Amex Offers for the same brand.

Do my authorized users get the same offers?

Your authorized users may receive similar offers, but each cardmember must check their account and enroll for Amex Offers individually. Only the Basic Card Member receives the reward if the authorized user uses the offer.

Can I get Amex Offers with co-branded cards?

Yes, you can get Amex Offers with co-branded cards. Cards like the Hilton Honors American Express Surpass® Card or the Delta SkyMiles® Gold American Express Card still have access to Amex Offers, often with travel and brand-specific deals.

Bottom Line

Amex Offers are one of the easiest ways to squeeze a little extra value out of a card you already have in your wallet. With just a few quick steps, you can save hundreds per year or rack up some extra points without any additional spending.

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