Double (or Triple) Dip on Lyft With This Rewards Stack

A $100 Lyft tab might sound… painful. But what if it could earn you cash back, credit points, and airline miles, all at the same time? Eeeek, I’m getting excited already!

Right now, Lyft and American Express are quietly handing us a solid deal. If you’ve opened your Amex Offers lately, you might have seen a promotion that gives you 5% back on a single Lyft purchase, up to $5. On its own, that’s obviously not life-changing.

But if you pair that with the $100 Lyft ride credit tier, the right card, and a few linked loyalty programs (like Delta, Bilt Rewards, and Atmos Rewards), it can trigger multiple rewards at once.

Start With the Amex Offer

Here’s the deal: if you have an eligible American Express card, you can earn 5% back as a one-time statement credit on your next Lyft purchase, up to $5. It’s valid through the end of 2025, so there’s still plenty of time.

The offer applies whether you’re booking a ride or buying Lyft ride credit through the app (and that’s the key). Rather than wasting the offer on a random $15 airport ride, it makes a lot more sense to use it on Lyft’s $100 tier of ride credit.

That way, you’ll still get the $5 back, but you’re also setting yourself up to earn a lot more at the same time.

Buying the $100 Lyft Tier

When you purchase Lyft credit in larger amounts, it’s kind of like preloading your wallet. You’ll get the Amex statement credit, but you’ll also earn credit card rewards for the entire purchase.

You’re basically turning $100 of future rides into a one-time rewards boost situation. If you ride with Lyft regularly (or are about to go on a trip where Lyft is available), this could be an easy win.

How to Buy the $100 Lyft Tier

1. Open the Lyft app and tap the menu. Then, go to Payment or Lyft Cash.

2. Tap “Add Lyft Cash” and select $100.

3. Pay with the right card (use your American Express Platinum Card®, American Express® Green Card, or any Amex card that has the active offer to get the statement credit)

4. You’ll earn points on the full $100, and future rides will pull from your balance automatically.

Linking Loyalty Programs for Extra Rewards

Ok, stick with me here — just a few extra steps to go. Lyft has partnerships with several loyalty programs, and once your accounts are linked, you can automatically earn rewards on every ride. 😎

For example, if you link your Delta SkyMiles account, you’ll earn one mile per dollar spent. If you’re a Bilt Rewards member, you can earn 2x points when you pay with your Bilt Mastercard. And if you’re part of Atmos Rewards (the new joint program of Alaska and Hawaiian), there could be extra opportunities to stack their earning structure.

Double-Dip on Credit Card Rewards

If you’re using a travel rewards card (and if you aren’t… just lie to me), then you have the chance to earn some extra points on top of the statement credit. For example:

• American Express® Green Card — 3x on transit, including rideshare

• Blue Cash Preferred® Card from American Express — 3% back on transit, including rideshare

• Chase Sapphire Reserve® — 5x per $1 eligible Lyft rides through September 30, 2027

• Bilt Mastercard — 2x on rideshare

So, for a $100 Lyft credit purchase, you could walk away with:

• That $5 Amex statement credit (aka… a PSL from Starbucks)

• 300 Membership Rewards points, depending on which card you use

• 100 Delta SkyMiles (or 200 Bilt points)

• Any additional promos or transfer bonuses

Bottom Line

Is this offer groundbreaking? No. Does it still save you some cash and earn a few extra rewards? Oh, and take like five minutes? Yes, yes, and yes.

By combining a single 5% Amex Offer with the $100 Lyft credit tier, a good points-earning card, and a linked loyalty program, you’re layering on multiple rewards here for purchases you could be making anyway. So even though it’s capped at $5 back, the stacking value is what makes this promo worth the short time it takes to set up.