The NEW Citi Strata Premier℠ Card is Here

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A solid travel card that I’ve used for years, the Citi Premier® Card, is officially no more. In its place, you’ll now find the new Citi Strata PremierSM Card, which is currently open for applications.

Let’s look at all it has to offer! 👇

The new Strata Premier card’s welcome offer

The Citi Strata Premier Card on a dark teal background

Who doesn’t love a good welcome offer, eh? I sure do—especially when that number is hovering around 70k.

And fortunately, the Strata Premier is offering just that.

For a limited time, you can earn 70,000 bonus points after spending $4,000 in the first three months of account opening. That’s redeemable for $700 in gift cards or travel rewards through

However, you should know by now that you can get FAR more value for your ThankYou® Rewards by utilizing Citi’s transfer partners, and they’ve got some good ones 👇

Program Name

Transfer Ratio

Accor Living Limitless


Aeromexico Rewards


Air France-KLM Flying Blue


Avianca LifeMiles


Cathay Pacific Asia Miles


Choice Privileges

1:2 (2:3 for cards that earn limited ThankYou points)

Emirates Skywards


Etihad Guest


EVA Air Infinity MileageLands


JetBlue TrueBlue

1:1 (5:4 for cards that earn limited ThankYou points)

Qantas Frequent Flyer


Qatar Airways Privilege Club


Singapore Airlines KrisFlyer


Thai Royal Orchid Plus


Turkish Airlines Miles&Smiles


Virgin Atlantic Flying Club


Wyndham Rewards

1:1 (5:4 for cards that earn limited ThankYou points)

Citi may not be the sexiest of bank issuers in the world of miles and points, but seriously… don’t sleep on their fantastic transfer partners.

For instance, last year, I used some of my Citi points to book my 15-hour flight on Emirates in their unbelievable business class—saving me over $4,000 in the process 🤯

So worth it.

However… Unfortunately, if you received a welcome bonus from the former Citi Premier card in the last 48 months, then you’re not eligible for the Strata’s current offer.

But to everyone else… I’d seriously consider the Strata.

The Strata Premier’s perks and benefits

Overall, the Strata’s earning structure is similar to what the Premier had:

  • 10X points per dollar on hotel, car rentals, and attractions booked through (this is an ongoing benny from the Premier that will expire on June 30, 2024).

  • 3X points per dollar on air travel, other hotel purchases, at restaurants, supermarkets, gas stations, and EV charging stations

  • 1X point per dollar on all other purchases

I have always used my Citi Premier card for gas purchases as it gets the highest earning rate compared to any other card that earns transferrable points.

It’s also been a solid backup for restaurant and supermarket purchases if a vendor doesn’t accept American Express (e.g. using the American Express® Gold Card, which gets 4X per dollar on these purchases 👀).

Additionally, the 3X points per dollar for EV charging stations is brand new and quite interesting given the trend that more and more electric vehicles are on the road.

A green car and charging graphic on a green background

So you’re getting both a generous welcome offer plus some solid earning rates on everyday spending for a card that charges just $95 for its annual fee.

The new Citi Strata Premier also has these additional benefits and travel protections worth noting:

  • $100 off of a single hotel stay of $500 or more (excluding taxes and fees) when booked through (valid once per calendar year).

  • No foreign transaction fees

  • Travel insurance coverage that includes trip delay, cancellation, and interruption; lost or damaged luggage, and MasterRental Coverage for car rentals

Interestingly enough, the OG Citi Premier dropped its travel protections in 2019. So the addition of this coverage back into its benefits is a nice bonus for both existing members like me as well as new applicants.

Crossover from the Premier to the Strata Premier

I’ve been able to confirm by looking at my own account that my Citi Premier card is now showing as the Citi Strata Premier 👇

Screenshot of my online account showing the new Citi Strata Premier card

So, those of you who had existing accounts with the Premier will automatically be switched over to this updated version.

And the next time your physical card renews, you’ll receive the new design 🤗

Since applications for the old Premier card are officially closed, the Strata Premier has become Citi’s highest-tiered card to earn you a boatload of ThankYou points.

Final thoughts

The new Citi Strata Premier is a solid travel credit card that is currently offering a welcome bonus of 70,000 bonus points after meeting spending requirements.

It also boasts 3X points per dollar on many everyday spending categories which feels good for those of us who also want a card that isn’t solely focused on travel purchases.

Citi also has some amazing transfer partners that give you the ultimate flexibility in finding an award redemption for your next trip—and all for just $95 a year.

💡Pro Tip: Currently, if you sign up directly with Citi, the welcome offer is 75,000 points (and we aren’t sure how long this will last). We would still be so grateful if you chose to use our links to support everyone at Daily Drop!

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